Best tools to support your remote workforce
The coronavirus pandemic has brought many strains onto the workforce, and some are caused by the fact that employees are now having to work from home. Although working from home can come with benefits, it can also create challenges that weren't noticed before. Read this blog post to learn more.
The remote workplace comes with a lot of benefits — including increased productivity and better focus. But it’s also causing challenges to both employees’ mental and physical well-being.
Disruptions from the coronavirus have infiltrated the daily lives of employees. Everything from proper nutrition to child care and financial concerns are major focus points to many.
Many companies are now stepping up their efforts to adapt their benefit offerings to support employees who work from home. Employers are considering options like work-from-home office policies and stipends, ergonomic workplaces at home or mental health and telemedicine checks.
From virtual fitness memberships and snack boxes to tech tools and online wellness resources, here are some of the best tools employers can provide to support their remote workforce.
Free food at home
While almost everyone is working from home, many employees have lost a popular office perk – free food. That’s why Stadium, a New York City-based group lunch delivery company, introduced a new service in early June where employers can have snacks delivered nationwide to any home office. The service, called SnackMagic, lets employees choose individual snacks and beverages that they like within a gift budget set by the employer.
The coronavirus has also exacerbated the challenge of accessing healthy food and proper nutrition for many across the United States. To address those concerns, meal subscription company Freshly created a new service called Freshly for Business to provide healthy and affordable meals for employees working remotely. The program allows employers to offer free or subsidized meal plans consisting of up to 12 meals per week. Employers including PwC and KPMG, among others, are partnering with Freshly, which costs an average of $8 per meal per employee.
Mindfulness and stress management
As a result of these circumstances, Unplug Meditation, a Los Angeles-based drop-in meditation studio and app, is seeing a surge in corporate programs, and has partnered with companies including Disney, Mattel and Google. The app offers everything from virtual meditation and sound bath sessions, to team building, stress management and customized wellness programs.
Chill Anywhere, a mindfulness and meditation app, is built specifically for the workforce, and provides live mindfulness video practices. It can be offered as an employee benefit or part of an organization's Employee Assistance Program. App users can track their mood before and after each session to see how their mindfulness practice impacts their day-to-day lives.
Financial wellness
As the pandemic sends shockwaves through the U.S. labor market with layoffs, pay cuts and furloughs, employers are making efforts to support the financial security and resiliency of their employees.
SmartPath, a financial counseling platform, launched a free online resource called the Money Moves Quiz to help employees build confidence and a secure financial plan by answering 15 questions about their current situation. The questions cover topics such as levels of emergency savings, home ownership or employment status. Based on the answers, SmartPath will provide a clear financial plan tailored to the employee’s needs.
In March, Alegeus, a consumer-directed healthcare solutions company, introduced a new offering called the Employee Care Card, a debit card that enables employers to offer targeted financial support for employees to address their most immediate needs during the pandemic. Employers determine the amount they wish to contribute per employee, as well as the type of eligible expenses they want to allow — from groceries and home office supplies to educational supplies. Unlike cash or gift cards, employers control how the dollars can be spent, preserve unspent dollars and gain real-time insight into employee spending trends.
As head of an HR tech company and mother of two and CEO from another employee benefits firm, felt the effects of this firsthand. That’s why she decided to offer Outschool.com, an online education platform for children ages 3 to 18, as a benefit to her employees. Outschool offers classes on subjects ranging from life skills, arts and music, to math, coding and science.
Screen Sitters, a virtual child care service connecting sitters with families to entertain children via live 1:1 video, is another service offering overextended working parents some relief. Employers can get flexible packages that integrate into their existing benefits programs. All of the company’s sitters are vetted through a 5-point screening process to ensure safety and a hassle-free transaction for the parents. Children get a personalized experience, as the sitter plans sessions ahead of time based on each child’s personal interests.
This summer, a virtual camp experience is what many facilities and families are choosing to keep their kids safe. Anna Birch, a 23-year summer camp veteran has replaced her usual summer adventure camp programs with an online alternative. The new resource, called The Camp Cloud, provides children ages 6 to 17 with the opportunity to make new friends and engage in guided activities led by institutions like science centers, museums, zoos and aquariums, schools and theaters, without need for significant parental assistance.
Team building
Summer is typically a time when companies plan team outings, parties and activities to give employees an opportunity to bond outside the office. But with COVID-19 taking a toll on group activities, many of those events are now cancelled.
HealthKick, a corporate wellness program, provides a personal well-being hub for companies and their employees to participate from home. From using in-home workout services to taking cooking classes over Skype with meal delivery kits, teams can take advantage of many different activities this summer that they can do together from their new work-from-home offices.
Mental health resources
Employee mental health is a workplace crisis, with many employees experiencing increased anxiety and depression during the pandemic. To address care accessibility issues — including in-person sessions and treatment — imposed by COVID-19, many employers are offering employees access to mental health care online.
Healthstat, a provider of virtual employer-sponsored health centers, is offering a virtual mental health solution, Ment4Me, that helps employers improve access to high quality mental health services for employees who are seeking support for treatable mental health conditions. Ment4Me aims to help reduce the stigma that can often be associated with mental illness. It’s also using artificial intelligence to offer the chatbot “Tess,” a provider of on-demand mental health support.
Mental health benefits provide Happify Health has designed a new program for employees and health plan members to remotely access mental health resources to meet the recent surge in demand. Happify Connect is a part of the organization’s selfcare platform and allows employees to connect with mental health care that is more conducive to the current work-from-home environment. The program directs employees to mental health resources, including self-guided tools within the Happify platform, higher-touch care through integrated partners such as online therapy and a mental health provider directory.
Supportive, a mental wellness support platform, offers 24/7 chat-based peer support on any emotional well-being topic ranging from depression, anxiety and loneliness to daily life struggles like parenting, relationship conflicts or stress and burnout. Users answer the question "what's your struggle?" for Supportiv to analyze and auto-match them to a small group of peers who relate. Each group has a live moderator to guide the chat, make sure each user's needs are met, and vet the personalized resources that appear as hyperlinks in real-time. It can be deployed as a dedicated web link, integrated into an EAP, or embedded as a chat window that appears on any existing benefits portal.
Physical well-being
With gym closures disrupting wellness benefit offerings as well as employees’ workout routines, employers are now looking to virtual solutions.
Earlier this spring, Virgin Pulse, a global provider of digital wellness and wellbeing solutions, launched a dedicated COVID-19 hub to provide employees with resources — ranging from webinars to blog posts — on fitness and nutrition. It aims to help employees build and maintain healthy routines by reducing stress, staying active, being productive, eating healthy and sleeping well. The hub is a resource app for Virgin Pulse users, but also gives free access to health and wellbeing content, programs and resources.
BurnAlong is an online video health and wellness platform where employees can take classes from a network of hundreds of instructors across 45 categories ranging from cardio and yoga to stress, chronic conditions and diabetes. They can take classes alone, or invite friends and colleagues to join them live online for social motivation. The platform, which is used by companies, hospitals, insurers and brokers, is partnered with on-site and local gyms, studios, instructors and wellness professionals to help people achieve their health and wellness goals.
An ergonomic workplace
With employees using everything from their kitchen table to their couch as their workplace, working from home sometimes brings bad ergonomic habits and solutions.
Bad ergonomic habits, if left unaddressed, could mean higher healthcare costs for the employer, lower productivity and the increased potential for an employee to sustain a medical condition.
To be mindful of employees’ who don't work out of an office too, some employers are reimbursing them for remote office furniture.
Livongo, a digital health services company, is offering its remote workers reimbursement for ergonomic and job essential furniture. With the whole company being remote during the pandemic, the office furniture reimbursement benefit was extended to all employees to help make their home offices more efficient. Even before the pandemic, Livongo had a strong remote workforce with more than 1/3 of its employees working remotely. The company says taking the time to set up a workplace that is safe, comfortable and limited from distractions is important for employees to help manage their time and well-being.
SOURCE: Nedlund, E. (19 June 2020) "Best tools to support your remote workforce" (Web Blog Post). Retrieved from https://www.employeebenefitadviser.com/list/best-tools-to-support-your-remote-workforce
How COVID-19 could be a financial wellness springboard
Although the coronavirus pandemic has brought many implications to watch during these times, health isn't the only thing. Many businesses could use COVID-19 as a way to monitor their financial wellness. Read this blog post to learn more.
Physical health isn’t the only thing to monitor during the COVID-19 pandemic, according to recent studies, which suggest the fate of businesses could depend on an ability to use financial wellness initiatives to restructure their financial and cultural mindset.
But what is financial wellness, and what can businesses do to cultivate it?
To enjoy financial wellness is to have control over daily and monthly finances, be able to meet financial goals, have enough rainy day money to survive an emergency and be able to splurge a little, according to the Consumer Financial Protection Bureau.
Of course, at this stage in the COVID-19 crisis, it’s all about step one — staying afloat day-to-day — according to Neil Lloyd, who heads Mercer’s US DC and financial wellness research.
But as the workforce gradually returns, there’ll be opportunities for major reinvention, the way Lloyd sees it.
“I think this is a time when you can look back at your benefits and say, ‘Well, given what we just learned, is there a better way to structure benefits that meet the needs of people?’ ” Lloyd said. “Because this is going to be in people’s minds. They’re not going to forget it in six months’ time.”
For some organizations, that might mean introducing an emergency savings account option to cover unexpected events, or providing tools that help staff understand and build their credit scores — widely expected to take a tumble in the coming months.
Why bother with financial wellness?
Even before COVID-19, 67% of employees reported feeling personally stressed, according to PwC’s 2019 employee financial wellness survey, which found 57% had less than $1,000 in emergency savings and 49% struggled to meet their financial obligations each month.
Those kinds of money worries are a bane for productivity, morale and turnover, according to the Retirement Advisor Council, which says the best way to reduce stress in the workforce is to tackle employee’s financial problems at their source.
Likewise, Mercer’s 2020 global talent trends survey of 7,300 senior business executives, HR leaders and employees across nine industries concluded that economics and empathy can and should coexist.
Though an organization’s ability to survive and expand depends on the talent and engagement of its workforce, Mercer found 63% feel at risk of burnout. And though 78% of employees said they want long-term financial planning, only 23% of companies said they provide it.
That means COVID-19 and its aftermath could present an opportunity for human resources departments to step up.
“Employers are also going to have a lot on their minds, so it’s going to be quite tough,” Lloyd said. “But ideally, try and see what you can learn from what we’ve just been through. What were all those stresses and strains that your people had? Maybe survey them and talk to them. Learn from this.”
Financial wellness initiatives only became popular about five years ago, according to Lloyd, who said Mercer’s latest survey suggests a change in the winds. While executives used to focus on the financial returns for each initiative, Lloyd says they’re developing a new understanding that, “If you look after your people well, they will ultimately look after you.”
“When we were talking to clients, what tended to happen quite quickly was, ‘Let me see the return on investment for financial wellness.’ I.e., ‘I put a dollar in here, what do I get back?’ Lloyd said. “People are beginning to not look at it like that.”
How to increase financial wellness
There’s plenty of room for financial wellness initiatives in 2020, according to Mercer, as its survey revealed only 29% of HR leaders have a health and wellbeing strategy in place, even though 61% of employees said they trusted their employer to look after their wellbeing and 48% of executives labeled it a top concern.
Offerings could range from group training sessions or one-on-one consultations to online resources or classes aimed at helping employees budget, save and manage debt, or even buy their first home. They might also help establish emergency funds, automatically enroll staff in retirement plans and open benefits up to all family members.
Mission: Money outlines six steps to establishing a financial wellness program — starting with deciphering the root causes of money woes. For some, it might be credit card or student loan debt, while for others it could be health care or retirement plan savings.
That information, coupled with an organization’s business objectives, is what employers should base their offerings on.
Above all, Lloyd says every initiative should build financial confidence, as opposed to unwittingly tearing it down. That means placing less emphasis on where an employee started and more on celebrating what they’ve achieved.
“It doesn’t help to say to somebody, ‘We did a financial literacy test and you scored 35%,’ when everybody knows 35% is bad. That can actually make somebody feel a lot worse about things,” Lloyd said. “Avoid getting into that situation where people think they’re a failure and want to avoid this topic. Rather, ensure that whatever we do in the financial wellness side is empowering and makes people more confident to keep on engaging with financial issues.”
Crucially, as employee needs, business objectives and markets change, so should financial wellness strategies. “Financial wellness is not something we’ve had 30, 40 years of success with, so you have to be prepared to try something new,” Lloyd said. “There’s a very good chance something’s not going to work, and you change it. That’s the process.”
SOURCE: Lean, R. (30 April 2020) "How COVID-19 could be a financial wellness springboard" (Web Blog Post). Retrieved from https://www.benefitspro.com/2020/04/30/how-covid-19-could-be-a-financial-wellness-springboard/
U.S. Health Care Is in Flux. Here’s What Employers Should Do.
The coronavirus pandemic has brought uncertainty in many areas of day-to-day lives and is now bringing uncertainty into health care. Read this blog post to learn more.
Emergencies naturally draw our attention — and our resources — to the present. The U.S. response to Covid-19 is no exception. Yet the problems exposed by the pandemic point to the urgent need to prepare now for the next waves of this crisis, including new clusters of infection and new crises of debt and scarcity. They also highlight the opportunity to develop a more resilient health system for the future. Employers can and should play a central role in this effort.
For employers, this period of exceptional economic strain has exacerbated the longstanding challenges of managing the health care costs of their employees. The future course of the disease and economy may be uncertain. But businesses that are rigorous in the way they purchase health care benefits, leverage digital health technologies, and partner with hospitals and physicians will be able to better manage an expected roller coaster in health care costs and premiums.
Dealing with Covid-19 itself is expensive: Covered California estimated that the costs to test, treat, and care for Covid-19 patients this year will be between $34 billion and $251 billion; America’s Health Insurance Plans predicts the cost will total $56 billion to $556 billion over a two-year period. Yet the total costs of U.S. health care this year will likely drop due to the postponement or cancellation of regular clinical services and elective procedures due to the virus. According to one estimate, Americans may spend anywhere from $75 billion to $575 billion less than expected on health care this year. Another actuarial firm projects that self-insured employers may see a 4% reduction in their employees’ health costs this year.
Nonetheless, health insurance premiums for employers are expected to rise in 2021. An analysis by Covered California projected that nationally, premiums will increase between 4% and 40% — and possibly more. Recent filings with the District of Columbia’s Department of Insurance, Securities and Banking related to the individual market and small groups for 2021 show that Aetna filed for an average increase of 7.4% for health maintenance organization (HMO) plans and 38% for preferred provider organization (PPO) plans, while UnitedHealth proposed an average increase of 17.4% for its two HMOs and 11.4% for its PPO plans.
What explains this projection of higher premiums in 2021? Will second and third waves of Covid-19 lead to more expensive intensive-care unit and hospital stays? Will patients flood clinics for the hip replacements, cataract operations, and other “non-urgent” services they delayed during the lockdown? Will hospitals try to charge commercial insurers more to compensate for their losses in 2020?
The answer to all these questions is a definite “maybe.” Ironically, the fundamental reason rates are expected to rise is the cost of uncertainty itself. And the situation may only get murkier if the pandemic resurges.
Even if premiums stay as they are, employers may still be unable to afford them amid plummeting revenues. Before Covid-19, premiums for employer-sponsored plans had been consistently outpacing inflation. In 2019, the Kaiser Family Foundation reported that the average annual premium for employer-sponsored health insurance was a whopping $20,576 for a family of four (and $7,188 for an individual) — a 54% increase over the previous 10 years. That dwarfs the average inflation-adjusted increase of 4% in wages in the same 10-year period from 2009 to 2019.
Given these rising costs, employers should look beyond 2021. They should not seek a short-term fix by raising copayments, deductibles, and other out-of-pocket costs for next year. While this strategy may initially reduce spending on health care, studies show that it will disincentivize employees to seek preventative treatment. In fact, families with higher deductibles are less likely to take their children to see the doctor, even when the visit is free. Over time, this leads to worse health outcomes for employees and their families, which also means much higher costs.
Here are three strategies that can help employers weather the inevitable ups and downs of 2021 and beyond and improve employee health:
1. Manage health care benefits like all other purchases.
Business leaders, especially the CEO, need to make it a priority to understand the health care benefits business. Employee health benefits consume more than $15 million annually per 1,000 employees, and employers should treat costs with the same rigor and expertise that they assess other major expenses. Whether it’s through their broker, insurance company, or consultants, businesses should examine these costs closely and understand where they are deviating from benchmarks and why. A car manufacturer should not overpay for care anymore than it overpays for steel.
For example, when employees experience a common ailment like uncomplicated back pain, do their doctors tend to order MRI and back surgery, driving up costs unnecessarily in an overeager fee-for-service model of treatment? Or do they follow more cost-efficient, preventative guidelines that lead with rest and physical therapy?
By challenging providers with these types of questions, large employers such as Walmart and Boeing have redesigned their employee benefits plans to encourage employees to seek second opinions and have even gone so far as to allow them to expense travel to medical centers that offer better care at lower costs. Employers may also find that forming alliances or joining cooperatives can expand the scale of their data, help them identify and exploit opportunities for improving the quality and cost of treating specific conditions, and enhance their purchasing power for health care.
2. Leverage technology.
The Covid-19 pandemic will open unprecedented opportunities for employers to leverage technology that helps employees seek, manage, and receive health care over the internet. During the emergency, public and private insurers lifted provider restrictions on telehealth, and the increasing willingness of both clinicians and patients to use digital technologies is changing the landscape of health care, especially for those who have chronic conditions that require ongoing monitoring. Given that Medicare is likely to sustain these changes, employers should work with their private insurance partners to ensure continued coverage of telehealth for their employees.
Virtual chronic care solutions are also gaining traction. Take people with type 2 diabetes, who now comprise about 10% of all Americans and whose care costs more than $325 million per year. Technologies like a Bluetooth-enabled continuous glucose monitor (CGM) obviate the need for daily finger pricks and glucometer checks for monitoring blood sugars. (Verily, the company I work for, is developing a next-generation CGM with Dexcom.) This technology, when paired with a smartphone app that records meals (a quick photo of the food is sufficient), exercise, and medications, can help individuals understand the impact of their actions on their health. Onduo, a digital health company managed by Verily, combines this technology with telehealth and chat features to connect employees to health coaches and physicians. It offers a virtual diabetes clinic on demand.
Amid a burgeoning marketplace of digital health offerings and innovations, employers should shop and negotiate for health care solutions with the same rigor they shop for their business needs. They should challenge vendors to demonstrate the cost-effectiveness of their programs to produce better health and improve productivity, presenteeism, and quality of life for their employees. They should even consider demanding money-back guarantees like some health systems now provide.
3. Partner with hospitals and physicians.
As health systems struggle with their own financial crises, this is a good time for employers to partner more closely with hospitals and doctors. If the CEOs of businesses have much to learn about health care, perhaps health care has much to learn from these CEOs. Whether it’s lessons in improving operations from a manufacturing plant or ways to deliver better customer service from a retail perspective, employers can offer their own industry-specific expertise to help hospitals and medical facilities practice safer, more efficient, patient-friendly, and cost-effective care. For example, Intel shared its expertise in supply chain and “lean” management to improve clinical care in metropolitan Portland, Oregon. Most hospitals and health systems have a community advisory or governance board. By serving on these committees, employers can begin to understand — and perhaps even improve — the care their employees and their families receive.
Employers’ actions must be decisive precisely because the future is so uncertain. By partnering with the health systems that provide care for their employees, establishing clear expectations for high quality and low-cost care, and leveraging telehealth and virtual care solutions to achieve these goals, businesses can help their employees better weather the ups and downs of Covid-19. In doing so, employers can build a more robust and affordable model for the good of their businesses, the economy, and the health of millions of Americans.
SOURCE: Lee, V. (15 June 2020) "U.S. Health Care Is in Flux. Here’s What Employers Should Do." (Web Blog Post). Retrieved from https://hbr.org/2020/06/u-s-health-care-is-in-flux-heres-what-employers-should-do
Polishing Your Resume to Make the Best Impression
Writing a resume can be stressful due to it creating the first impression to a potential employer. With wanting to make the first impression count, it's important to revise and polish your resume to show the right story in regards to a career. Read this blog post to learn more.
Your resume is your introduction to a potential employer. Make that first impression count, because it will determine whether the employer wants to interview you.
Take the time to revise your resume until it tells the right story about your career and how you can do the job the employer needs filled. A resume never springs complete in a single draft from anyone's keyboard.
Does My Resume Tell the Right Story?
As you write, rewrite, polish and otherwise revise your resume, regularly refer to your target job deconstruction, which clearly outlines the story your unique resume needs to tell. When you feel the story that you're telling is clearly focused and complete, review it against these questions:
- Are my statements relevant to the target job?
- Where have I repeated myself? Is the repetition redundant or does it make my resume stronger?
- Is every paragraph focused on the employer's needs?
- Can I cut out any sentences? Or, can I shorten a long sentence? Can I break that one long sentence into two short ones?
Short sentences pack more punch. And: If in doubt, cut it out!
Let's review the sections of the resume to make sure you've got all the parts of your story in order. Download this template for help.
Target Job Title
Use a headline to draw readers in. Do you have a target job title that echoes the words and intent of the job descriptions you collected when deconstructing your target job?
Performance Profile/Summary
This short paragraph follows the target job title and reflects the priorities and language used in typical employer postings for this job. Keep this summary to no longer than seven lines—just list the "must haves" of the job. Also keep it short because dense blocks of type make reading harder. If your profile/summary runs longer, cut it into two paragraphs or one paragraph that's followed by bullets.
Professional Skills
List the skills you bring to your work that support the statements made in the preceding performance profile section. Prioritize the skills so the most important come first.
Chronology
Your work history should start with your most recent job and work backwards. Make sure each entry emphasizes relevant experience, contributions and achievements. Can you include endorsements of your work, if they are relevant? Leave out lists of references and only mention they are available upon request.
Achievements
In all of the above entries about your work experience, whenever you can, give examples of doing your job efficiently and well, and emphasize these achievements with examples. Quantify your examples whenever you can and make them easy to read by listing them in bullet points. You can encourage a reader to call you for an interview by telling what you've done, but not explaining. Create a reason for starting a conversation.
Education
Your educational record usually comes at the end of the resume and starts with your highest level of education. It should also include professional courses and accreditations that support your candidacy. However, if you work in education, law, medicine, sciences or other professions that put an emphasis on academic accreditations, your educational attainments will usually come at the beginning after the target job title and professional profile.
Much of the success of a project is determined by the amount of preparation put into it, and this is where the prep work gets done on your resume. I once worked with a senior HR partner on a resume and strategic career transition, and, before the job was finished, we had completed eight revisions, each one giving us just a little tighter focus and that much more punch. It took about two and a half weeks, but generated eight interviews in seven days, one of which landed her a senior position at Microsoft.
SOURCE: Yate, M. (16 June 2020) "Polishing Your Resume to Make the Best Impression" (Web Blog Post). Retrieved from https://www.shrm.org/resourcesandtools/hr-topics/organizational-and-employee-development/pages/polishing-your-resume-to-make-the-best-impression.aspx
The Saxon Advisor - June 2020
Compliance Check
what you need to know
Eligible Automatic Contribution Arrangement (EACA). For failed ADP/ACP tests, corrective distributions must be made towards participants within 6 months after the plan year ends – June 30, 2020.
SF HSCO Expenditures. The last day to submit SF HSCO expenditures, if applicable*, for Q2 is July 30, 2020. *Applicable for employers with 20+ employees doing business in SF and Non-Profits with 50+ employees.
Form 5500 and Form 5558. The deadline for the 2019 plan year’s Form 5500 and Form 5558 is July 31, 2020 (unless otherwise extended by Form 5558 or automatically with an extended corporate income tax return).
Form 8955-SSA. Unless extended by Form 5558, Form 8955-SSA and the terminated vested participant statements for the plan year of 2019 are due July 31, 2020.
Form 5558. Unless there is an automatic extension due to corporate income tax returns, a single Form 5558 and 8955-SSA is due by 2½ months for the 2019 plan year.
Form 5330. For failed ADP/ACP tests regarding excise tax, Form 5330 must be filed by July 31, 2020.
401(k) Plans. For ADP/ACP testing, the recommended Interim is due August 1, 2020.
The Steps Of An Internal Investigation
Join us for this interactive and educational Saxon U seminar with Pandy Pridemore, The Human Resources USA, LLC, as we discuss the steps of an internal investigation.
Medicare 101: A Quick Guide For Employers
Bringing the knowledge of our in-house advisors right to you...
Medicare is a governmentfunded health insurance program for those aged 65 and above, those under 65 with certain disabilities, and those with End State Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS). Employers that offer group health insurance plans to their employees have an interest in learning how employees’ entitlement to Medicare benefits can affect the administration of those plans.
“Ask a licensed agent for assistance. Advertisements can be confusing, and everyone wants to make the right choice. Using my expertise, I take the fear out of the decision making, so my clients can make an informed decision concerning their healthcare.”
Fresh Brew Featuring Abby Graham
"It’s not that hard to be well!"
This month’s Fresh Brew features Abby Graham, Wellness Director at Saxon.
Abby’s favorite brew is Coffee. Her favorite local spot to grab her favorite brew is Coffee Emporium.
Scott’s favorite snack to enjoy with his brew is Reese’s Pieces Cookies.
This Month's #CommunityStrong:Each member of Saxon will be choosing their own charity that they want to make a positive impact on!
This May, June & July, the Saxon team and their families will be choosing their own charity that they would like to make a positive impact towards!
Are you prepared for retirement?
Saxon creates strategies that are built around you and your vision for the future. The key is to take the first step of reaching out to a professional and then let us guide you along the path to a confident future.
Monthly compliance alerts, educational articles and events
- courtesy of Saxon Financial Advisors.
Fresh Brew With Abby Graham
Welcome to our brand new segment, Fresh Brew, where we will be exploring the delicious coffees, teas, and snacks of some of our employees! You can look forward to our Fresh Brew blog every month.
“It’s not that hard to be well!”
Abby Graham is a Wellness Director for Saxon Financial Services.
Abby has been in the insurance, health, and wellness industry for over 12 years. Prior to joining Saxon, she spent 7 years working for Humana/HumanaVitality. In her spare time, Abby enjoys sewing and quilting. She also enjoys spending time with her husband, Jon, and her two sons, Carter and Cameron.
Coffee
Abby’s favorite brew is coffee from Coffee Emporium!
Reese’s Pieces Cookies
Abby enjoys sipping on her favorite brew while eating Reese’s Pieces Cookies!
Give It A Try & Share It!
SHRM: Employers Consider Safety Precautions for Return to Workplace
As employers begin to look at what lies ahead in regards to returning to the workplace, they also have to begin looking at what precautions they need to consider in order to keep the workplace safe for everyone involved. Read this blog post to learn more.
Nearly half of organizations surveyed have not announced a return-to-work date as COVID-19 restrictions ease in some parts of the country, but a majority of HR professionals think setting even a tentative date is a good idea.
The findings from new Society for Human Resource Management (SHRM) research released June 9 illustrate how U.S. employers are considering a phased return of employees, staggered start and stop times, health precautions, and physical changes to their worksites.
Setting a return date is a good idea, two-thirds of HR professionals said, because it eases job-security concerns among staff, especially for those in physical and service industries such as health care, retail and education. Employers that have established a date prefer employees to return on or before June 30, according to more than three-fourths of HR professionals.
Much of what an organization decides to do depends on its size and industry.
Large employers—those with 500 or more employees—were less likely to have announced a return date. This was especially true in knowledge industries. However, organizations in those industries—finance, consulting, engineering and administrative services companies—also were more likely to let employees continue to work from home and determine when they want to return to the worksite.
Industries where the work is more physical—construction, manufacturing and transportation—were more likely to have already reopened their physical locations and to implement an alternating work schedule.
Other strategies include:
- Staggering the start and stop of employees' workdays as well as break times so as to reduce the number of workers in one location at the same time (75 percent).
- Reducing the number of customers permitted on site at one time and taking measures such as counting the number of people as they enter (78 percent).
- Limiting the number of employees or customers on site at one time (81 percent).
The research is based on a SHRM survey that collected responses May 13-20 from a random sampling of 1,087 SHRM members working in HR. Academicians, students, consultants, people who are self-employed or retired, and HR professionals who were furloughed or laid off were excluded from the sample.
“This research gives a glimpse into how COVID-19 has changed the world of work, and what workplaces will look like once we return,” said Johnny C. Taylor, Jr., SHRM-SCP, SHRM's president and CEO. “Workers should expect to see more masks, fewer handshakes, marked floors, more barriers, and greater flexibility—especially when it comes to remote work.”
Among employers implementing a phased-return plan, one-third intend to do so by specific departments or functions. Others are first bringing back employees with lower health risks or those in leadership positions. The length of the phased return also varies, from two weeks to more than three months.
"Getting back to work takes a lot of work," Taylor noted, "and HR professionals have played an essential role in drawing up plans that drive organizations forward and protect public health.”
SOURCE: Gurchiek, K. (09 June 2020) "SHRM: Employers Consider Safety Precautions for Return to Workplace" (Web Blog Post). Retrieved from https://www.shrm.org/hr-today/news/hr-news/pages/shrm-employers-consider-safety-precautions-for-return-to-workplace.aspx
Don't Be Silent: Expert Tips to Defuse Workplace Tensions
During the crazy times that society is facing, workplaces are beginning to see tensions due to it. Read this blog post for tips on diffusing tension in the workplace.
In these days of high emotion and polarization, it's hard to know how or even whether to address the feelings of anger, despair or frustration that may be percolating among employees at the workplace. But it would be a mistake for company leaders and managers to stay silent, said Eric Ellis, a longtime consultant on diversity and inclusion.
Today's crises have frayed nerves and opened wounds.
"None of us is unaffected by this," said Ellis, president and chief executive officer of Integrity Development Corporation in Cincinnati and a speaker at the 2020 SHRM Talent conference. He advised employers to have a plan for managers to de-escalate conflict and build common ground. "If we don't prepare our people to have this conversation, we're leaving ourselves open to micro-explosions."
What is called for is empathetic support, with conversations guided by the "core values that companies adopt and post but are at times challenged to live," he said.
"A neutral leadership style is not very helpful during a crisis. Organizational leaders must assess their personal beliefs and feelings first and then expand beyond them. The most effective leaders find ways to support employees who have perspectives that differ from their own."
Ellis, who has consulted with businesses, advocacy groups and law enforcement organizations across the country, said HR professionals can play a crucial role in maintaining a respectful workplace.
"The kind of people-centered sensitivity needed at this time, in many ways, is baked into their training and professional DNA," he said.
To help provide a framework for opening and guiding productive conversations, Ellis offered the following tips:
Start with yourself. A good place to begin is by acknowledging your personal biases as well as what's taking place in our country and demonstrating empathy for those experiencing hurt, anger, sadness or disappointment.
Recognize different perspectives. People come to the workplace with a variety of perspectives on the ongoing unrest. Ellis suggested that these perspectives fall into four broad categories:
Justice requires action. Strong supporters of the protesters. They may have personal experience with injustice or are closely affiliated with people who directly experienced unfair and/or heavy-handed policing.
Nonviolent protest supporters. General supporter of protest but uncomfortable with rioting, looting and violence.
Don't protest; a few bad apples. People who believe George Floyd's death was wrong but not worthy of this response. They generally believe that every organization has a few people who abuse power or are negligent.
Loyal to the system. People who generally side with law enforcement and believe these protests demonstrate the need for more control, law and order.
Ellis recommends that leaders lean their support closer to the perspectives of those employees in the first or second categories, to align with the tradition of supporting peaceful protests for civil rights in this country, and also to acknowledge the well-documented history and ongoing examples of racial injustice, which is reflected in intense acts of solidarity with protestors from around the world. However, he added, leaders should remember the importance of being inclusive and protecting the rights of employees with beliefs closer to the third or fourth categories. No one should feel disrespected, blamed or harmed in the workplace due to their personal perspective, he said.
Teach empathetic listening and de-escalation skills to your entire workforce. People need these critical skills to communicate effectively with their co-workers, even when they disagree.
Empathetic listening requires people to avoid engaging in point-counterpoint debates. They need to display open body language. The listener begins by paraphrasing comments shared with him or her, beginning with a tentative opening such as "Let me see if I'm understanding what you're saying." This is followed by a summary of both the content of the message shared and the feelings expressed. The final step is to check for accuracy, to ensure that the listener accurately restated the message shared by the co-worker. Employees can engage in empathetic listening even when they disagree with the perspective shared by their co-worker.
Arrange for company-sponsored listening sessions. It can be helpful to provide employees with a safe forum to express their feelings and concerns with their co-workers. It may be necessary to engage external experts experienced at successfully facilitating these types of conversations. The ultimate objective is to provide solutions that improve employees' ability to effectively manage their feelings and anxiety in order to reduce the impact on their emotional health and workplace effectiveness.
Provide counseling support. Make sure to have counseling resources available for employees who may need assistance with their mental and emotional well-being as a result of stress and anxiety related to these massive national and global issues.
Strengthen inclusion efforts, don't pause them. Strengthen current commitment and engagement efforts with inclusion strategies versus pausing them. All companies should take a hard look at their own culture to ensure that they are strategically working to create workplaces that are fair and inclusive of diverse employees in general and racially diverse employees specifically. If an organization conducts a legitimate assessment, it will include the identification of several areas where bias has limited the opportunities available for employees of different racial backgrounds and other diverse characteristics and traits.
SOURCE: Cleeland, N. (07 June 2020) "Don't Be Silent: Expert Tips to Defuse Workplace Tensions" (Web Blog Post). Retrieved from https://www.shrm.org/resourcesandtools/hr-topics/employee-relations/pages/dont-be-silent-expert-tips-to-defuse-workplace-tensions.aspx
How to Help Your Team Advance
With many managers wanting to help their employees expand their skill set and talents, they are continuously working side by side with their employees to define their goals and achievements. Read this blog post to learn more.
Working for a company that invests in career development is often a top priority for employees, and if the company doesn't provide those opportunities, employees will take their talents elsewhere. A 2019 iHire survey found that 51.7 percent of professionals voluntarily left their job in the past five years. One of the reasons professionals cited for quitting was the lack of advancement opportunities (reported by 11.7 percent of respondents).
Managers can help combat this talent drain by working with their direct reports to define the employees' career goals and then help them achieve those milestones. "If you want the best team and want them to perform at their highest level, you have to invest in developing them," said Iris Drayton-Spann, SHRM-CP, vice president of human resources and organizational development at WETA, a public television station in Arlington, Va. "Then they will bring their 'A' game."
Investing in your team doesn't necessarily mean paying for high-priced training programs. There are plenty of low-cost and free development opportunities managers can offer employees, such as suggesting certain trade publications to read, or introducing them to a staff or board member who is a subject matter expert or thought leader in a field they want to pursue, said Jody Fosnough, SHRM-SCP, a senior consultant and executive coach for Right Management, a leadership development firm in Fort Wayne, Ind. The key is to find out what skills each team member is looking to develop or what type of position he or she hopes to grow into.
Ask Thought-Provoking Questions
Drayton-Spann carves out 45 minutes every two weeks to talk with her four team members individually about their goals, training needs and anything else they want to discuss about their work. It's up to each employee, though, to set the agenda and tone for the meeting.
"Some of the meetings are casual, some are very formal," she said. "I listen to them, they ask me questions, and then I ask them questions. It gives them ownership over their career development. It's not me telling them what to do." If they make a commitment to work on a project, meet with a mentor or look into a professional membership organization, Drayton-Spann follows up with them at the next meeting to see if they completed the task and to figure out what the next step will be toward their milestone.
To help employees set realistic goals, Fosnough said, managers need to ask more pointed questions than simply "What do you want to do?" Ask employees questions that force them to think critically about their strengths:
- What's a compliment you received about your work?
- What recent problem have you solved?
- How have you surprised others on your team?
- What are you most proud of this month?
These questions will help employees to consider why their colleagues value their work and help them see what types of roles they should gravitate toward in the future.
Find In-House Opportunities
One of the best ways to help team members advance is to invite them to work on a stretch assignment—a task outside their job description—that allows them to learn new skills or interact with colleagues they normally wouldn't have access to, Drayton-Spann said. Instead of telling an employee to take on a new project, Drayton-Spann asks the employee to work with her on a project. She also takes time to explain how the project would benefit the employee's career. Perhaps the worker will learn a new skill or have an opportunity to interact with members of the C-suite, she said.
In addition to stretch assignments, managers can offer plenty of other in-house opportunities to help employees grow into a new position, including cross-training with another department, telling other managers at the company about an employee's strengths, and allowing an employee to shadow someone who holds a position he or she is interested in growing into, said Kimberly Coan, a 20-year HR professional in the Dallas area. Job shadowing allows employees to learn what skills they might need to develop and the type of training they should focus on. And sometimes it reveals that a position they're interested in isn't actually a good fit for their skills, she said.
Career development can also focus on soft skills and help the employee gain confidence. For instance, an employee once asked Coan how to become more comfortable interacting with company leaders outside his immediate department. Coan encouraged him to invite a regional director out for coffee and ask the director how to best help the employee's department director do her job.
If an employee asks to participate in a specific training program, make sure it's appropriate for the employee's goals, said Andrea Raggambi, CEO at PerforMore Coaching and Consulting, a leadership development firm in Falls Church, Va. Often employees will want to earn a certificate or participate in a training program because they heard another colleague just completed the program.
"Sometimes they see their colleagues do certain things, and they think that is the correct career path for them even if it's not," she said. Ask the employee to explain why he or she believes the training will help achieve his or her career goals, how it will have a positive impact on the team, and how it will help advance the company's overall mission, Raggambi said.
Keep Plans Flexible
Keep in mind that not all employees will be interested in advancing their career. Some employees are content staying in the position they have, and managers need to respect that, Coan said. There might be reasons outside of work that influence their decision not to pursue a promotion. For instance, they might be taking care of an aging parent or sick child. But, Coan said, keep in mind that just because employees aren't interested in career development today doesn't mean they won't be interested in three months or a year from now.
Employees' goals can change. Raggambi recommends asking employees to revisit their career plans every three to six months. Managers should always ask, "Does this career plan still look good for you? Are you still excited and energized by this?" It's important to allow employees to reassess their plans and make adjustments.
SOURCE: Rabasca Roepe, L. (09 June 2020) "How to Help Your Team Advance" (Web Blog Post). Retrieved from https://www.shrm.org/resourcesandtools/hr-topics/people-managers/pages/developing-your-employees-.aspx
Companies prioritize learning and development in the wake of coronavirus crisis
In the midst of the coronavirus pandemic, many employees are still working remotely, which may cause a lack of learning and development in their careers. Many companies are now prioritizing their employees learning and development. Read this blog post to learn more.
As the coronavirus pandemic creates uncertainty within the workforce, more employers are investing in learning and development as they seek to keep their remote employees engaged and promote strong mental health. Indeed, 66% of learning and development professionals say that their roles within their organizations have grown substantially in the wake of the COVID-19 crisis, according to a recent LinkedIn Learning report.
Of the 864 development professionals and 3,155 workplace learners — employees who interact with learning content provided by their employers — surveyed, 68% of learning and development professionals say employers have been placing a larger emphasis on launching learning programs designed to teach employees new skills with an eye on boosting internal mobility.
“The appetite for learning coupled with the fact that the needs of remote employees have shifted, has created a spotlight on L&D to develop and deliver the sorts of engaging and relevant learning experiences that employees want and need during this challenging time,” says Mike Derezin, vice president of LinkedIn Learning.
To that end, companies are investing in technologies including virtual instructor-led training (VILT) — live training done digitally, and online learning — recorded digital learning content. The report found that 66% of learning and development professionals expect to spend more on VILT than they did last year, with 60% saying the same for online learning. Furthermore, the report says that developing the right mix of VILT and online learning — blended online learning — will be essential going forward.
“Blended online learning is especially beneficial for employees during a time where they feel isolated because it’s a form of social learning,” Derezin says.
The LinkedIn Learning platform has seen a 301% rise in enrollment and a 153% increase in courses shared between members and their networks in March and April, compared to January and February of this year.
“We’re also seeing instructors engaging more, and companies tapping subject matter experts to create learning moments. What’s more, social learning drives up learner engagement and helps learners remember content,” he says.
About 75% of the professionals surveyed by LinkedIn expect social learning, including online learning groups, to increase over time and play a large role in their organizations.
Employers are placing strong emphasis on reskilling the workforce. Since the coronavirus hit the U.S., nearly 43 million Americans have filed for unemployment, having lost their jobs when businesses were forced to close down in an effort to promote social distancing.
“Employers are still focused on keeping high-value employees, even when faced with the task of moving them into new positions as a result of changing business dynamics,” Derezin says.
One employer that took this approach was tech retailer Verizon. When the company had to close down some of its retail locations it allowed many of those employees to apply transferable skills to other areas of the business. Verizon gave employees a choice of career paths and then implemented personalized learning, with the goal of enabling these workers to close any skills gaps before moving on to new roles.
“By offering online tools and training, Verizon was able to help brick-and-mortar employees work from home and contribute in roles like customer service,” he says.
The LinkedIn research also shows that 69% of learning and development professionals feel responsible for their employees’ mental health and well-being. Over the last several years, employers have become more focused on supporting employee mental health as it is a strong attraction and retention tool, and as employers realize that supporting employees is about work-life integration, rather than work-life balance.
PayPal has had success with practices that support employee mental health, like holding more frequent all-hands meetings, promoting company-wide access to its executives, and conducting weekly wellness surveys.
As employers and employees navigate the new normal of the workplace, managers are expected to become more active in curating content that will help build up the skills of their workforce. In March and April managers were spending twice the amount of time on learning and development than they did in January and February.
“With the rise of AI, remote work, and widening skills gaps, the value of an always-on learning culture has never been more clear,” Derezin says. “By supporting learners in the moments that matter to their present and future careers, you’ll not only have happier employees, but retain them.”
SOURCE: Del Rowe, S. (05 June 2020) "Companies prioritize learning and development in the wake of coronavirus crisis" (Web Blog Post). Retrieved from https://www.benefitnews.com/news/companies-prioritizing-learning-and-development-in-the-wake-of-coronavirus-crisis