A Unique Solution for your business.

Offering retirement benefits can help attract new employees and retain current key employees, however, many small businesses do not offer a retirement plan leaving many Americans without access to an employer-sponsored retirement plan.

Participating in a Pooled Employer Plan (PEP) allows you to offer a retirement plan to your employees while keeping your administrative obligations and fiduciary risk low. This is possible by utilizing the PEP Provider as the plan’s administrative fiduciary and plan trustee, Saxon, as the plan’s investment fiduciary.

Employer-Sponsored Plan Types offered by Saxon:

  • 401(K) Profit Sharing (Traditional and Safe Harbor)
  • Pooled Employer Plans (PEPs)
  • Cash Balance
  • 457(B)
  • 403(B)
  • Solo 401(K)

If you think a Pooled Employer Plan might be right for you, contact Todd Yawit, AIF® at Saxon Financial Services, Inc. for more information at 513.774.5486.

Pep Provider:
  • Provides 3(16) Administrative Fiduciary Services
  • Serves As Plan Trustee
  • Provides All Normal Recordkeeping Services Including Participant Website Access
  • Handles All Required Participant Disclosures

Todd Yawit

AIF®, Director / Employer-Sponsored Retirement Plans

  • Provides 3(38) Investment Fiduciary Services
  • Selection, Monitoring, and Replacement Of The Plan Investment Options
  • Creates Risk-Based Asset Allocation Portfolios For Participants
  • Provides Participant Enrollment And Education Services

Candidates for Pooled Employer Plans

Employers with stretched resources that have a need to offload work, who are risk-averse with a desire to outsource responsibilities and limit liability, and employers who have limited retirement plan knowledge or experience, are just a few of the characteristics that may make your business the perfect fit for a PEP plan.

Is a PEP right for your business?

Pooled Employer Plan Outsourcing

Download this breakdown of how a PEP with Saxon will outsource your employer-sponsored retirement plans and the responsibilities that come with offering them and easily compare how the responsibilities are broken down within a normal Single-Employer Plan to see the benefits of working with Saxon.

How Saxon's PEP Compares