Managing the Social Butterfly in Your Office
Enjoying the work environment is important, but too much play and not enough work can cause conflict, distraction, and dissatisfaction. Research from the platform Udemy discovered that most employees like to work without distractions from their peers. Read this blog to learn how to manage the social butterfly in your workplace.
Although they might pretend to enjoy playing foosball, catching up on TV shows, and socializing in the office, most employees would prefer to just do their work without distractions, and keep their private lives private, according to new research from online learning platform Udemy. And it’s not just the “older” folks at the office. Udemy’s findings show that this wish is consistent among baby boomers, Gen X, millennials, and Gen Z alike.
So why aren’t more offices heads down and focused on work, if that’s what most of us want? The research shows that the more social minority tends to set the overall tone in the workplace. This difference in work style can cause interpersonal conflict, employee distraction, and dissatisfaction. While that might not sound like a big deal, unhappy, actively disengaged workers cost U.S. companies up to $550 billion per year.
Why we have trouble setting boundaries
Business leaders today are struggling to set boundaries for “appropriate” workplace behavior. Behavior that has traditionally been viewed as unprofessional — such as hugging, sharing deeply personal information, and using profanity — has become much more common.
Part of the problem is that managers often wrongly assume employees “just know” how to interact with each other at work. They don’t. This is partially due to changing employment trends, such as a decrease in entry-level positions, and fewer teens working summer jobs, which has resulted in less familiarity with workplace norms. Also, that old scapegoat, social media — and business messaging apps that mimic social media — may contribute to a perception that more informal communication styles are also OK at work. (Just do an internet search for “Slack etiquette”; the abundance of articles about how to communicate professionally indicate that this is a common challenge.)
Another factor contributing to why we have trouble with boundaries is a lack of self-awareness; that is, understanding how we come across to others. In fact, research shows that although 95% of people think they’re self-aware, only 10-15% actually are. When we’re not self-aware, we don’t realize that what we do, such as hanging around someone’s cubicle to chat, or using profanity, bothers or distracts others.
Despite this confluence of factors, many managers aren’t proactive about putting guidelines in place to set expectations of how employees should interact in a professional way. When there’s no clearly communicated norm about what constitutes “professional behavior” in the workplace — even if those norms are culturally or company specific — it’s difficult to call out if someone has crossed it.
Best practices for managing behavior and minimizing distractions
Defining which social behaviors are “too social” or distracting at work is not an exact science, and the right balance will be different in every workplace. However, in general, the Udemy survey found two distinct groups — across generations — with opinions around which behaviors were appropriate for the workplace. “Social butterfly” personalities were more likely to rate social behaviors, such as hugging, casual communication style, and gossiping more appropriate for work. “Worker bee” personalities, on the other hand, rated these same behaviors as less appropriate.
So how can a manager help the social and less social (at least at the office) work better together? Here are five best practices managers can implement to support change and open communication about expectations for interaction — and fewer distractions — at work.
Emphasize positive intent when giving feedback. When feedback is about something personal, like work style, rather than specific to task and performance outcomes, it can cause feelings of social rejection. Because most of us shy away from causing emotional distress in others, giving this sort of feedback is hard. A lens of “positive intent” can help you more positively frame feedback, for example to an employee who is extremely chatty, if you assume they are just behaving in a way that is natural for them, feels “right” to them, and is not intentionally trying to bother others. You might say something like: “I would like to give you some feedback about your communication style at work. You stop by my desk several times a day to talk to me about non-work topics, and it’s hard for me to stay focused on my work when you do that. To be clear, I feel confident that you’re not trying to bother me intentionally, and that you want to be friendly and inclusive. Did I get that right?”
Own the awkward. One way to initiate a discussion with employees about behavior that causes distraction or distress is to simply admit feeling uncomfortable: “This feels uncomfortable, but I wanted to talk about something that’s been on my mind and may not be on your radar.” Since you’re about to make the other person feel vulnerable, it can be effective to be a bit vulnerable yourself; for example: “It might sound silly to say ‘don’t hug me,’ but hugging my colleagues makes me uncomfortable — and affects my ability to maintain professional boundaries.”
Be specific. It’s important to articulate specifically and neutrally what the other person is doing that is affecting you or another member of the team. “You’re being too friendly at work” is an interpretation of behavior, not a behavior itself. Instead, try the more neutral: “I notice that on Mondays, you come into my office to tell me about your weekend without asking if I have a few minutes to chat. I’m usually trying to catch up on time-sensitive emails at that time. Would you be willing to ask if I have a few minutes free? I’d like to be able to give you my full attention — or let you know when I can give it to you.”
Encourage your employees to give each other feedback. The most effective way to change behavior is through feedback. However, most of us aren’t naturally great at giving or receiving it, so managers should practice and encourage a culture of regular feedback. Peer-to-peer feedback can be particularly impactful; research shows it can boost employee performance by as much as 14%. Furthermore, it’s a manager’s job to encourage employees to speak up to one another instead of complaining behind closed doors. And, managers should make an effort to recognize and reward those who give feedback well and consistently, as well as those who take the feedback without defensiveness.
Offer training. As mentioned above, more employees are coming on the job with little awareness about workplace norms around professional behavior. In addition, Gallup reports that only about 20% of managers have even basic people management skills. Fortunately, this soft skills gap can be filled with training in areas such as conflict management, effective communication, and emotional intelligence. To put training in place, incorporate specific trainings as part of new hire onboarding, and offer training courses as part of the performance evaluation outcomes for improvement.
Differences in work style can result in unwelcome distractions in the office. However, by supporting a culture of regular feedback, having brave, candid conversations, and providing training, the workplace can be more comfortable for everyone.
SOURCE: Riegel, D. (17 December 2019) "Managing the Social Butterfly in Your Office" (Web Blog Post). Retrieved from https://hbr.org/2019/12/managing-the-social-butterfly-in-your-office
How to prevent employees from taking advantage of unlimited PTO
Attracting and retaining is becoming more difficult. Because of this companies are now offering competitive benefits to bring that talent to their company. Companies have added unlimited paid time off, along with work from home policies to their benefits offering. Read this blog post to learn how to prevent employees from taking advantage of new benefits being put in place.
In the quest to attract and retain top talent, more companies are offering competitive benefits including unlimited paid time off and generous work from home policies. But what if you have workers who abuse the policy?
To prevent workers from taking advantage, it’s critical that companies set proper guidelines, says Jonathan Wasserstrum, CEO and founder of Squarefoot, a commercial real estate company, which offers its staff unlimited personal time off. At his company, people were utilizing the policy from “all ends of the spectrum,” which led him to reassess how they monitored and encouraged time off.
“The war for talent is so strong right now, and when an employee is looking to make a decision, you don’t want to disqualify yourself because you don’t offer this benefit,” he says. “But people don’t use the amount of vacation days intended. You get some people who underutilize and over utilize. The bad spoils the good, and that's not the intent of unlimited policy.”
Unlimited paid time off is becoming a more popular benefit, especially in the tech space. According to Indeed, 65% of companies mentioned “unlimited PTO” in their job postings, and companies like General Electric and Kronos offer the benefit to employees.
While the standard time off has typically been two to four weeks, 55% of employees do not use all of their paid time off, according to the U.S. Travel Association. To level the playing field among his employees, Wasserstrum says he established guidelines that made unlimited PTO flexible, but still within reason.
“There are top performers who work a lot, and you don't want them to burn out. On the other end of the spectrum, there are those who take advantage of policy,” he says. “We frame it as flexible and not unlimited. The intent is for everyone to use it as time away from the office — it helps you refresh — so we encourage you to take anywhere from two to four weeks.”
Paid time off has a multitude of benefits, including increased employee morale and a better sense of work-life balance. And today’s workforce is in desperate need of time away from the office. According to Deloitte, 77% of employees say they have experienced burnout, and 70% say their employer does not do enough to prevent or mitigate work stress.
“Work-life balance looks very different now than it used to,” Wasserstrum says. “If I'm on vacation 20 years ago, you really can't get in touch with me. Now, everyone is 24/7 on, so you have to set the boundaries as an employer.”
In addition to more paid time off, more people are also reaping the benefits of remote work. According to a Gallup poll, 43% of the workforce works remotely some or all of the time, but employers like IBM, Aetna and Yahoo have pulled back on those policies and required workers to be on site instead, according to the Society of Human Resource Managers.
"[Managers] may have realized how blind and invisible remote workers are and they don't know what's going on at the remote location — what work that person is doing or what distractions they may have to deal with,” Judith Olson, a distance-work expert and professor at the University of California Irvine, told SHRM.
With more employees weighing the benefits of workplace policies, time off is still the top benefit employees look for. Metlife found 72% named unlimited paid time off as their most desired benefit, ahead of wellness plans and retirement programs.
While it may put companies at an advantage, PTO and other flexible work policies are just one part of the overall picture of a company’s workplace culture, Wasserstrum says.
“If you're winning people based on benefits, they're coming to you for the wrong reasons,” he says. “But every company looks and feels different from the inside and has a company culture that shouldn’t be one size fits all. This works for us and the work-life balance experience we want people to have.”
SOURCE: Place, A. (17 Decemeber 2019) "How to prevent employees from taking advantage of unlimited PTO" (Web Blog Post). Retrieved from https://www.benefitnews.com/news/how-to-prevent-employees-from-taking-advantage-of-unlimited-pto
10 Quick Tips for Avoiding Distractions at Work
The number of notifications that the average employee gets interrupted by each day is between 50 and 60. With more than half of the interruptions being unimportant, these distractions are reducing the productivity rate of their work. Read this blog for tips on how to avoid distractions at work.
In a world of push notifications, email, instant messaging, and shrinking office space, we’re becoming increasingly distracted at work. The average employee is getting interrupted 50 to 60 times per day, and about 80% of these interruptions are unimportant. As a result, people are spending little time in what psychologists call “the flow state,” a space where people are up to five times more productive, according to research from McKinsey.
The constant distractions are not only leaving people less productive, but also more stressed than ever, with a lack of control over one’s work being cited as a major contributor to workplace stress, according to the American Institute of Stress. So, how do we avoid distractions in the office in order to take control of our days, do our best work, and improve our emotional well-being?
1. Practice Asynchronous Communication
When you get an email, it’s actually OK to think: “I’ll get to this when it suits me.”
Aside from the benefit of giving people more time for uninterrupted focus, asynchronous communication predisposes people to better decision-making by increasing the amount of time we have to respond to a request. When you’re on a phone call or video chat, you’re making real-time decisions, whereas if you’re communicating via email, you have more time to think about your response.
In order to practice this successfully, we must do away with the arbitrary “urgency” that still plagues workplaces the world over, almost a century after Dwight D. Eisenhower, who, quoting Dr. J. Roscoe Miller, president of Northwestern University, said: “I have two kinds of problems: the urgent and the important. The urgent are not important, and the important are never urgent.” This “Eisenhower Principle” is said to be how the former president prioritized his own workload.
To optimize an asynchronous message and to avoid a lot of follow-up emails, include the following in your initial request:
- Sufficient details
- Clear action item(s)
- A due date
- A path of recourse if the recipient is unable to meet your requirements
2. Batch Check Everything
“Just quickly checking” anything, even for one-tenth of a second, can add up to a 40% productivity loss over the course of a day, and it can take us 23 minutes to get back into the zone after task switching.
Rather than sporadically checking things throughout the day, we should batch check email, instant messages, social media, and even text messages, at predetermined times.
If you struggle with self-control, tools like Gmail’s Inbox Pause plugin enable you to pause your inbox once you’ve checked it and only unpause it when you’re ready. Blocksite and the Freedom app also allow you to block access to specific websites and apps during specified intervals.
3. Do Not Disturb
If you’re reading this and thinking: “But I work in an open-plan office, and it’s impossible to avoid interruptions,” try using a signaling mechanism to let your team know that you’re in the zone (or trying to get there) and that they shouldn’t disturb you unless it’s legitimately urgent. This could be as simple as a pair of headphones.
4. Avoid Calendar Tetris
In today’s workplace, it’s a widely accepted norm that others can book time in your calendar, usually at the expense of your own priorities.
Basecamp CEO, Jason Fried, told me on an episode of the Future Squared podcast that at Basecamp, you can’t book time in someone’s calendar without first getting buy-in. This means that most meetings just don’t happen because the would-be meeting organizer usually opts for a phone call or an instant message instead.
Alternatively, consider blocking out meeting-free zones on your calendar, or using a meeting scheduling tool such as Calendly so that people book meetings with you only during scheduled windows, leaving the rest of the day free for focus, and ensuring that you avoid the email tennis matches that scheduling meetings often degenerates into.
5. Close the Loop on Meetings
Instead of risking follow-up interruptions and a meeting to discuss the previous meeting, ensure that you leave each meeting with actionable next steps, clearly assigned responsibilities, and due dates.
6. Stop Using “Reply All”
Reply All, used as a mechanism to share accountability, only adds unnecessary chatter to people’s inboxes and headspace. Take more ownership over your decisions and only email people who need to be informed.
7. Use Third Spaces
As Sue Shellenbarger wrote for The Wall Street Journal, “All of this social engineering (open-plan offices) has created endless distractions that draw employees’ eyes away from their own screens. Visual noise, the activity or movement around the edges of an employee’s field of vision, can erode concentration and disrupt analytical thinking or creativity.”
If you’re struggling with open-plan offices, then try to incorporate more third-space work into your day for critical thinking; try to find a quiet space in the office, a serviced office, or negotiate some time to work from home.
8. Turn off Push Notifications
The average executive receives 46 push notifications per day. To avoid our Pavlovian impulses to respond on cue, simply turn off your push notifications. Find out how here.
9. Use Airplane Mode
You can also use airplane mode to limit text message and phone call interruptions during certain times of day. If the idea of doing this gives you anxiety, you can always exempt specific numbers, such as those of loved ones or valued and important business associates. You can set “Do Not Disturb” mode on an iPhone to allow your designated “favorite” contacts to get through, while silencing other calls or messages.
10. Limit Layers of Approval
While harder to implement, becoming a “minimum viable bureaucracy” — stripping away unnecessary layers of approvals required to get trivial and not-so-consequential things done — means that there will be less paperwork to move around, which means fewer interruptions for people.
Awareness Is Key
Environmental changes aside, human beings evolved to conserve energy in order to stand a shot at surviving on the savannah. As such, we are predisposed to picking the lowest hanging fruit or doing the easiest thing first — think checking email instead of working on that presentation. Becoming more aware of our tendencies to pick the low hanging fruit, getting distracted by low-value activities, is step one towards changing our behaviors.
Organizations that build a culture around minimizing distractions will enjoy the compounding benefit of a focused workforce and will leave their people feeling less stressed and ultimately more fulfilled.
SOURCE: Glaveski, S. (18 December 2019) "10 Quick Tips for Avoiding Distractions at Work" (Web Blog Post). Retrieved from https://hbr.org/2019/12/10-quick-tips-for-avoiding-distractions-at-work?ab=hero-subleft-2"
How to Motivate Your Team During Crunch Time
Keeping teams excited and enthusiastic during busy times of the year is a struggle that most HR departments and employers experience. Whether it's a nearing deadline or seasonal ends, it's important to make sure that teams stay motivated. Read this blog to learn how to keep motivation within teams.
There are times when work ramps up and you need all hands on deck. Ideally, you want people to jump into the work excited and enthusiastic rather than dreading what’s coming. So, what can you do to rally the troops when the team’s workload is particularly heavy? How do you talk about the project or time period so that people don’t feel daunted? And, how do you keep an eye on stress levels while still motivating people to get through the crunch?
What the Experts Say
Whether it’s a seasonal crunch time or a particularly demanding project with a tight deadline, it can be hard to keep people focused and motivated when they’re overloaded. The fact is, “most people already have a lot on their plate,” says Lisa Lai, a business advisor and coach. And so when you ask your team for more, “it can leave people feeling overwhelmed and inadequate.” On top of this, as the pace of work increases and our always-on technology serves as a tether to the office, intense periods are becoming more prevalent, says Ethan Bernstein, a professor of leadership and organizational behavior at Harvard Business School. “There is a greater quantity of crunch times and more of the work that we get done happens during a crunch,” he says. This has critical implications for you, the boss. By “focusing your attention on your employees” and projecting a calm, confident presence, you can make these times easier for the people on your team, Bernstein says. Here’s how.
Project positive energy
For starters, says Lai, “check your own emotional energy as a manager.” If you’re feeling beleaguered, worried, anxious, or frustrated about a project “there’s no way you can show up in front of your team” and be a confident guiding force. To lead, you need to be “engaged, motivated” and “emotionally bought in.” Start by “reflecting on why the work matters.” Figure out “why this project is relevant and who benefits from it,” she says. Remember, too, that crunch times can be useful learning opportunities. Yes, critical, time-sensitive projects are often tense, but “you want peaks and valleys,” says Bernstein. “Peaks — when everyone is engaged and motivated at the same time — are good” for team morale and drive. But they should not be the status quo. “There is a value to intermittency,” he says. If your team is in a constant crunch, employees “are not operating at an [optimal] level of productivity and effectiveness.”
Express empathy
Once you’ve personally connected to the work and its purpose, “convey that message to your team,” says Lai. “Don’t just say, ‘Here are the deliverables. Here’s the deadline.’” Instead, “develop the story” around why the project has meaning and what the ultimate goal is. “Define what success looks like.” Be upfront with your team and acknowledge the “burden and sacrifices” involved, such as late nights and weekends at the office. Express empathy and be vulnerable, adds Lai. “Say: ‘This is going to be hard. I am feeling it, too.’” Convey solidarity in the spirit of, “we are in this together,” says Bernstein. “We have to grind this out as one team.” And try not to dwell on the negatives. Tell your reports that, “there are going to be parts of this that are going to be fun, too.” Maintaining team camaraderie is a priority. That way, “it doesn’t have to hurt so much.”
Think about milestones
Next, consider breaking up the work into manageable chunks so that the overall deliverable isn’t so intimidating. Lai recommends, “creating meaningful arcs” to the project based on the work that matters most. Setting short-term targets for each phase directs the team’s focus, creates accountability, and helps to bring them closer to the end goal. “Say: ‘We will take a breath after each one. We will evaluate and make sure we’re on the right track. If we need to change course, we will do that.’” Milestones ought to help the team feel good about the incremental progress it’s making, so make sure you’re instituting them for the right reasons. “Don’t have all these mini crunches for the purpose of micromanaging,” says Bernstein. It’s also important to consider how multiple deadlines may affect the pace of your team’s work. If you give a team a defined amount of time to do a task, research shows that the team will work at a different speed before and after the midpoint. “The rubber meets the road” the closer a deadline looms, Bernstein says.
Offer autonomy
Allow the team to structure their workdays in ways that maximize their productivity. Crunch times are not the time for politics around face time or HR rules about working from home to get in the way,” Lai says. Let your employees play a role in defining the team and how they work together. “If they have a voice, they are more likely to lean into the work,” she says. “You want people to participate and feel involved in the process.” While they should be in charge, do what you can to clear the way for them. For example, says Bernstein, it’s helpful to clear the decks so employees can concentrate on the task at hand. You have the power to “take away distractions” and “make the crunch time relieving in some respects,” he says.
Be judicious with incentives
Rewards and incentives can be a key motivational tool. Lai suggests deploying them throughout the projected timeline, not just when it ends. “You need moments of celebration,” she says. “That’s how you create sustained engagement.” Think about ways to recognize your team’s hard work: a Friday afternoon off perhaps, or an all-office ice cream social. And yet, warns Bernstein, “extrinsic rewards have some downsides.” If, for instance, you tell your team that everyone gets the morning off after you reach a deadline, “you’re only incenting the completion of the work rather than the quality of it,” he says. Instead, he recommends “placing intrinsic rewards front and center.” Focus on how the project represents a “good developmental opportunity for team members,” and the reasons why “working closely together” will benefit the team in the long run.
Watch for red flags
You can often judge whether or not your direct report is anxious by the expression on their face or the way they talk. “You have an ability to read people, so use it,” says Bernstein. If you see that an employee is struggling, reach out. Don’t “keep plowing forward” at all costs, says Lai. “The biggest red flag is when people stop talking,” she says. “When your team goes quiet,” it’s an indication that employees “are feeling lost or overwhelmed.” Talk to your team. “Ask them: What’s going well and what is not going well? What do we need to pivot on? What roadblocks need to be removed?”
Be present and grateful
One final piece of advice: “be accessible,” says Bernstein. Lai concurs: “Even if you do all the other things right, if you disappear behind closed doors,” your leadership will be “an epic failure.” You need to be consistently available. Let your employees know you have their backs. “Walk the floor and talk to people. Ask: ‘Who needs help?’” Your colleagues “will value that you are present,” she adds. It goes without saying that you need to express gratitude for the sacrifices they’re making. Regularly say “thank you” and find small ways to show you appreciate what they’re putting in. And Lai adds: “it never hurts to bring donuts.”
Principles to Remember
Do
Check your own emotional energy. You can’t motivate your team if you’re not engaged and excited about the project.
Break up the work into manageable chunks so that the overall deliverable isn’t so intimidating. Milestones can focus the team.
Encourage your team members to structure their workdays in ways that maximize their productivity.
Don’t
Be dishonest or sugarcoat matters. Acknowledge to your team the burden and sacrifices involved.
Ignore obvious problems. If you see that an employee is struggling, reach out. Ask: What roadblocks need to be removed?
Disappear behind closed doors. You need to be accessible and visible to your team.
Case Study #1: Project enthusiasm and communicate why the work matters
Syed Irfan Ajmal, a digital marketing entrepreneur based in Pakistan, has had a lot of experience motivating teams during crunch times.
To “do it right,” he says, “you’ve got to know your team well. You have to know what excites them, what scares them, and what their deepest desires and biggest challenges are.”
In January 2013, Syed partnered with another entrepreneur — Yasir Hussain Sheikh — on a technology startup. The two of them assembled a small team of eight people to create and license a specialized spatial intelligence product.
The product, inspired by CNN’s “Magic Wall,” was to help TV hosts demonstrate the results of Pakistan’s elections using maps and data visualization on a multi-touch screen.
The pressure was intense — the elections were being held in May and so the team only had a few months to deliver. “We had an extremely short time period to work with,” says Syed. “If we failed to build and license the product by March 2013, all our work would have been futile.”
Syed and Yasir were worried about hitting the looming deadline, but they knew they needed to project positive energy to their team. Together, they reflected on what success would do for their startup and mean for Pakistan. They thought about their goals and their purpose. “What we were trying to accomplish had never been done in the country before,” recalls Syed.
When they communicated the significance of the product to their team, “everything changed for the better,” he says.
“My partner was very good at motivating the team by sharing his vision about what completing this project on time would mean for everyone,” he says. “Yasir’s passion was contagious, and did wonders for everyone’s energy and enthusiasm.”
Syed wasn’t bashful in laying out the sacrifices involved. “I didn’t use any scare tactics, but I told everyone that this project required us to work day and night,” he says. “I think the team appreciated my honesty.”
He and his business partner also tried to foster camaraderie and collaboration by dividing their small team into even smaller sub-teams, where each member’s skills complemented those of others. That way, each team member had a say in how the work would be accomplished. “Yasir and I were always available to provide instant and constructive feedback,” he says.
Ultimately, the team prevailed and was proud of their accomplishment. “We were successful and we witnessed our product being used on national TV.”
Case Study #2: Think about ways to be helpful to your team and say thank you
Carl Ryden, co-founder and CEO of PrecisionLender, an AI-powered software company for commercial banks, says that the most important thing to bear in mind when motivating staff during an intense period is that the “crunch has to be anomalous.”
“People can’t pedal as hard as they can all day, every day,” he says. “It has to be temporary. [Employees] need to trust that this isn’t the norm and that [they work] for an organization that respects work-life balance.”
Recently, his company — which is based in North Carolina, needed to launch the first release of its intelligent virtual assistant, Andi, within its application. “We had a deadline that we had to meet,” says Carl. As the deadline drew closer, it became clear that “there was still a lot of work that needed to get done and that many of our developers were going to have to work on the weekends to do it.”
Carl knew that the team was stressed — and he wanted to help in any way that he could. “I wanted to show solidarity but I also wanted to get out of their way and let them do their jobs,” he says.
Carl says that if he stayed at the office alongside his team, “it would have seemed like [he] was there in a supervisory role” in need of constant “status reports.” Instead, he decided to give his team autonomy. “I said, ‘I trust you to get this done. And I want to make sure you have everything you need. What can I take off your plates to let you focus your attention?”
“I didn’t want to make things worse.”
The team appreciated his vote of confidence. Once it was over — “the team got it done on time and it turned out to be a great success” — Carl made sure to express his gratitude. “I said thank you, individually and collectively, to the team,” he says. “I wanted to acknowledge their great work.”
SOURCE: Knight, R. (18 December 2019) "How to Motivate Your Team During Crunch Time" (Web Blog Post). Retrieved from https://hbr.org/2019/12/how-to-motivate-your-team-during-crunch-time?ab=hero-subleft-3
Reality check: The learning pro's primer on AR, VR tech
Virtual reality (VR) has created an opportunity to live in a realistic moment while also in a safe and controlled environment. Employers are now using this tool to train employees in a fun and authentic way. Read this blog post to learn how and what virtual reality is doing for employees.
Virtual reality and related technologies are gaining momentum in the employee learning field. Trainers love these tools for their ability to create an authentic learning experience in a safe, controlled environment and employees say they're on board, too.
But what exactly are these technologies? What do they do and how can you make use of them in your workplace? For many, understanding the tech is the first step toward implementation.
Alphabet soup
All together, these tools fall under the umbrella of XR — extended reality — according to Jack Makhlouf, Talespin's VP of sales and licensing, enterprise learning.
Within XR is VR and AR, virtual reality and augmented reality. To add to the confusion, AR is sometimes called MR, or mixed reality, Makhlouf told HR Dive in an email. Essentially, VR is a simulated experience that transports the user to a virtual environment that can be similar to or completely different from a real-world scenario. AR is an interactive experience where the objects that reside in the real world are enhanced by computer-generated information.
IRL application
VR and AR have many real-world applications, according to Ravin Jesuthasan, managing director, talent management at Willis Towers Watson. "VR and AR have gotten increasingly popular for training people on scenarios that don't occur often (e.g., a store manager being taught how to deal with an armed customer) and for training people on things that require significant practice (operating a complex piece of machinery)," he told HR Dive via email.
As a result, they're fast becoming a safety training must-have, especially for distributed workforces. These tools can be used to familiarize workers with a risky procedure or process before they attempt it in real life, Concept3D's CEO Gordon Boyes wrote to HR Dive. For location training, staff can learn safety procedures or the locations of exits, eyewash stations or fire extinguishers. "We use AR or mixed reality for remote locations," Boyes said, "and can overlay relevant data or information in its correct location without having someone needing to go to the remote site."
VR training scenarios also are particularly useful for practicing workplace conversations, Makhlouf noted. Workers can test run negotiations or customer interactions. "People generally don't get enough real-time practice engaging in difficult conversations so it takes much longer to build competency," he said; these tools can allow trainees to practice scenarios where soft skills are critical before being thrown into real-life situations.
Moreover, trainees are free to fail, get feedback, retry and improve with little judgment or consequence, Makhlouf said: "They are free to stretch their skills and gain a higher level of learning — that is the real power of this technology."
The ROI
While costly, Jesuthasan said, VR and AR have major benefits. For one, the speed of training on highly complex topics is unprecedented.
Additionally, the tech boosts knowledge retention because people are visual learners, Boyes said. "An employee's ability to learn and retain information is greatly enhanced with the addition of immersive media." The self-directed nature of the training can result in a cost savings, too, Boyes added.
XR training programs tend to be scalable as well, Makhlouf said, which can make it more cost-efficient. But ultimately, employees seem to like them, and that's perhaps the best return on investment an employer could hope for. After all, if you can't get employees to complete training, there's no ROI at all. "[W]e believe training should effective, cost-efficient, and measurable," Markhlouf said, "but most of all, fun.”
SOURCE: O'Donnell, R. (17 December 2019) "Reality check: The learning pro's primer on AR, VR tech" (Web Blog Post). Retrieved from https://www.hrdive.com/news/reality-check-the-learning-pros-primer-on-ar-vr-tech/568730/
4 End-of-Life Documents and Why You Need Them?
While the majority of people would prefer not to think about the end of life, it is important to discuss the need for and understanding of end-of-life planning documents. What are these documents and why do you need them? Read this blog post to learn more.
Most of us aren’t keen to think about the end of life–especially our own. But discussing the need for and understanding end-of-life planning documents is important for all of us. So, what are these documents and why do you need them? Here’s a summary:
1: Durable power of attorney. This appoints another person to transact business, legal and financial matters for you until you die.
Why do you need it? Let's say you are incapacitated by an accident or illness, it allows the person you’ve chosen to act for you—and quickly. That can help you avoid a lot of problems, including hard-to-get guardianship and conservatorship rights. (If you are unsure of what either of these two terms means, this article makes it clear.)
2: Appoint a health-care representative. As with the first document, this allows someone to act on your behalf to make health-care decisions if you’re unable. It allows them to review health records, authorize admission to or discharge you from a hospital and make decisions about life-sustaining medical procedures.
Why do you need it? You’ll have peace of mind knowing that your wishes will be fulfilled as you intended, especially when it comes to life-sustaining medical procedures. It also helps avoid family arguments about who should have the final say.
3: Advance care directives or living will. This puts in writing the decisions you have made about your health care—instructions, if you will, for your doctor—so that your wishes are followed if you are unable to articulate them.
Why do you need it? It ensures, for example, that you receive the treatment you’ve decided on beforehand if you are terminally ill or permanently unconscious. It helps make sure that the treatments you receive in a terminal or permanently unconscious situation are in keeping with your wishes and provides guidance to your health-care representative.
4: A will or revocable living trust. This puts in writing who will inherit your assets when you die, and in what manner. These two documents can help eliminate, avoid or postpone taxes that are payable when you die. An attorney can help you decide which of these documents is better for you.
Why do you need these? If you do not have a will or a revocable living trust, basically the government will be able to decide how and to whom your assets are distributed, and it may not be to those you intended.
These legal documents require the guidance of a qualified legal advisor to ensure they meet the requirements of your state of residency, and if you already have these but have moved to a new state, they should be reviewed to ensure they comply with the laws of your state.
SOURCE: Feldman, M. (10 December 2019) "4 End-of-Life Documents and Why You Need Them?" (Web Blog Post). Retrieved from https://lifehappens.org/blog/4-end-of-life-documents-and-why-you-need-them/
Tech tools underused for workplace engagement: survey
Did you know: Only 45 percent of employers use technology to improve employee engagement, according to a survey of HR professionals. Read the following blog post to learn more about using technology to enhance workplace engagement.
Just 45% of employers are using technology to improve employee engagement, according to a new survey of thousands of HR professionals in organizations of varying sizes.
The research finding comes from the Next Concept Human Resource Association (NCHRA) and Waggl, a real-time engagement platform. HR tech industry professionals weighed in on the topic at the HR TechXpo 2019 and others as part of the latest “Voice of the Workplace” pulse survey.
Of those respondents, 92% said they would like to create a strong internal culture that affects results. In addition, 81% believed that investing in people-focused programs and skills such as onboarding, performance and employee engagement would help increase revenues and profit margins.
Lisa Hickey, VP of professional development at NCHRA, was “a bit surprised” that only 45% of her group’s members reported that their organizations are using technology to improve employee engagement in the face of business volatility and a tight labor market.
NCHRA and Waggl, both based in the San Francisco Bay Area, also distilled into a ranked list crowdsourced responses to a survey question about social media and gamification platforms as tools to increase employee engagement.
Several caveats were expressed. One HR leader, for example, cautioned that they need to be tied to the type of company and demographics, as well as the extent to which employees are willing to embrace change. Another respondent said it’s important that gamification not be “viewed as a nuisance and a distraction from accomplishing job tasks.”
The bottom line is that giving employees an opportunity to help shape their organization’s culture, experience, vision and execution enables them to “feel more connected to the workplace and empowered to drive change,” according to Alex Kinnebrew, chief marketing officer and head of growth strategy for Waggl.
Benefit brokers and advisers can play a critical role in helping their employer clients bridge the technology gap when it comes to improving employee engagement, Hickey believes. “From designing an offering that represents company goals to securing the best technology to administer the program, brokers are guiding you every step of the way and also helping utilize technology beyond benefits administration that delivers more services and solutions for the company,” she says.
Founded in 1960, NCHRA is the nation’s second-largest HR association — serving more than 30,000 professionals in 23 states and several countries and showcasing more than 100 annual educational events.
Waggl’s Employee Voice platform examines critical business topics that include culture, experience, vision and execution. The company’s management team includes executives from Glassdoor, SuccessFactors and Coupa. Customers include Paychex, eBay, City Electric Supply, UCHealth, American Public Media and Freddie Mac.
SOURCE: Shutan, B. (4 December 2019) "Tech tools underused for workplace engagement: survey" (Web Blog Post). Retrieved from https://www.benefitnews.com/news/tech-tools-underused-for-workplace-engagement-survey
A health insurance primer for your employees during Open Enrollment
The end of open enrollment season is quickly approaching. During open enrollment, employees have the chance to choose a benefits plan or change from the plan they currently have. Read this blog post for a few things employees should consider when choosing a plan.
Now is the time to choose the best health plan for you and your family. During open enrollment season, employers and the Health Insurance Marketplace (or Exchange) let you choose a plan or change from the plan you have. Making the right choice can impact your health and your wallet.
Even if your current coverage seems satisfactory, your employer or the Exchange may offer new options that better suit your needs. It is important to compare costs and to understand differences in benefits, networks and other rules. In some states, plans available outside the official Marketplace offer attractive, low premiums but may have dollar limits on benefits, or may not provide coverage for childbirth, mental health and other services mandatory for plans that qualify under the Affordable Care Act (the “ACA” or “Obamacare”). Review and compare such plans’ terms carefully.
The time for your decision is limited. Employers generally provide a month or more to make your selection. Open enrollment for the federal Marketplace runs only from November 1, 2019, to December 15, 2019. Exceptions may be made for life changes like the birth of a child or loss of coverage under a spouse’s plan, but if you miss open enrollment season, you will probably have to wait another year to enroll. Here are some things to think about when choosing a plan.
Costs
The first cost to consider is the premium — the payment, usually monthly, to maintain coverage. If you get your plan through your job, your employer may pay all or part of the premium. If you choose a Marketplace plan, you may qualify for a premium tax credit to reduce the premium.
Other insurance costs are known as cost sharing, because you share the cost of care with your plan. They may take the form of a copay (a fixed dollar amount for each service), coinsurance (a set percentage of the cost of a service) or a deductible (the amount you must pay before your plan starts paying for services). If you select a Marketplace plan, you may qualify for cost-sharing reductions to lower those expenses.
In principle, it would be nice if all the costs were as low as possible. But usually, low-cost sharing comes with a high premium. High-deductible health plans may offer lower premiums but you will pay more out-of-pocket before your insurance pays anything.
In shopping for a health plan, consider how high a premium you are willing to pay for the level of cost sharing you would like. For example, if you or a family member have a chronic illness, you may need regular treatment and may be at risk for hospitalization. In that case, you may be willing to pay a higher premium for low-cost sharing. But if you are a healthy, young, single adult who rarely sees a doctor, you might accept a high deductible in exchange for a low premium.
Bear in mind that if you have a high-deductible health plan, you might be eligible to set up a health savings account (HSA). An HSA provides tax savings that stretch the dollars you contribute to the account to help pay for qualified medical expenses.
Choice of Doctors
If you like your current doctors and want to keep seeing them, make sure they and their facilities belong to the network of providers who have contracted with the plan you are considering. Check the plan’s online provider directory to make sure those doctors and their facilities are listed in its network. Even if you do not have a regular doctor, make sure the network includes providers close to where you live and work.
If you want to choose freely among many providers, a plan with a broad network might be for you. That may be more expensive than a plan with a narrow network, which may cost less but has a more limited choice of providers.
Out-of-Network Coverage
As good as a plan’s network might be, you may still wish to consult providers outside the network from time to time. If so, consider a Preferred Provider Organization (PPO) or Point of Service (POS) plan; each provides out-of-network benefits. With such plans, you will still spend more for out-of-network than in-network care, but at least you will have some coverage. Two other types of plans, Health Maintenance Organization (HMO) and Exclusive Provider Organization (EPO), typically will not pay for out-of-network care except for emergencies.
Who’s in Charge of Your Care?
In HMO and POS plans, you choose a primary care physician (PCP) who acts as a form of “gatekeeper” for your care. Unless it is an emergency, when you need medical treatment, you go to the PCP first. The PCP either treats you personally or refers you to specialists in your network. If you like having a PCP’s guidance, this arrangement might work for you. But if you prefer choosing specialists directly, you might opt for a PPO or EPO.
ACA-Compliant versus Association and Short-Term Plans
Whatever plan you choose, it is important to consider whether it covers all the types of healthcare you might need and whether it limits the dollar amount of your coverage. Plans that comply with the ACA are comprehensive because they have to cover 10 essential health benefits. Short-term, limited-duration (STLD) health plans, do not have to cover all those benefits. They may, for example, not cover childbirth, mental health or prescription drugs. If you end up needing care that is not covered, you will have to pay the whole cost yourself.
AHPs and STLD plans differ from ACA-compliant plans in other ways. For example, STLD plans can impose annual or lifetime dollar limits on coverage. If your care costs more than those limits, you have to pay the excess amount.
SOURCE: Gelburd, R. (5 December 2019) "A health insurance primer for your employees during Open Enrollment" (Web Blog Post). Retrieved from https://www.benefitnews.com/opinion/a-health-insurance-primer-for-your-employees-during-open-enrollment
IRA spousal contributions can mitigate the high cost of women’s work breaks in retirement plans
According to a November 2018 study, women who took a year off from work in a 15-year period had 39 percent lower average annual earnings than women who worked continuously through that time. Read this blog post for more on how spousal contributions can mitigate the high cost of work breaks in retirement plans.
Women employees face special retirement savings challenges compared with their male counterparts. On average, they earn less and log fewer years of earned income compared to men. That’s because, in part, because women take multiple breaks from work, turn down work or decline promotions because of family care obligations.
The cost of a career break can be high. A November 2018 study by the Washington-based Institute for Women’s Policy Research found that women who took just one year off from work in a 15-year period had 39% lower average annual earnings than women who worked continuously through that time. The study also showed that the number of women taking at least one year off of work during a 15-year period was nearly twice the rate of men — 43% of women compared to 23% of men.
As a result, women are less likely to set aside money in a savings arrangement or to contribute to an employer-sponsored retirement plan.
Spousal advantage
Married women (and men) who take work breaks may stay on track with their retirement savings goals by making IRA (traditional or Roth) contributions based on their working spouse’s income — if they meet these requirements.
- The couple must file a joint federal income tax return
- The working spouse must have enough earned income to make any IRA contributions on behalf of the nonworking spouse, or, if both spouses are contributing, enough income to support both spouses’ contributions
- Assuming enough earned income, each spouse can contribute up to $6,000 (plus $1,000 if turning age 50) for 2019. This limit applies to traditional and Roth IRA contributions combined
- The spouse receiving a traditional IRA contribution must be under age 70 ½ for the entire year
- To be eligible for Roth IRA contributions, the couple must also satisfy income requirements.
Roth IRA income restrictions
The amount that an individual is eligible to contribute to a Roth IRA depends on the amount of the couple’s modified adjusted gross income (MAGI). If the couple’s joint MAGI for a tax year is less than the IRS phase-out range, each spouse can make the maximum Roth IRA contribution allowed for that tax year (assuming enough MAGI to support both spouse’s contributions). If it’s above the phase-out range, neither spouse is eligible to contribute to a Roth IRA. Keep in mind that they could still contribute to a traditional IRA, if under age 70 ½. If the couple’s joint MAGI falls within the phase-out range, their maximum contribution amount is reduced. The MAGI phase-out range is subject to cost-of-living adjustments each year.
Traditional IRA income tax deductions
Note that separate MAGI phase-out ranges apply to traditional IRA contribution deductions — another way for non-working married individuals to potentially benefit when saving for retirement with an IRA. The ability to take a federal income tax deduction for a traditional IRA contribution — if eligible — appeals to many savers. But deduction eligibility depends on whether either spouse is an “active participant” in an employer-sponsored retirement plan. An active participant is generally making or receiving contributions to her retirement plan accounts for the applicable year. Because active participants have access to a workplace retirement plan, the IRS uses its MAGI to determine whether each spouse can take a full deduction, a partial deduction or no deduction at all.
No minimum required
Regardless of which IRA a couple chooses to, the main thing is to contribute — even if it’s a small amount. There is no minimum amount that must be contributed to either type of IRA. Couples can contribute whatever they’re comfortable with, up to the previously described limit. For those concerned about not having enough to set aside in an IRA during a career break, contributing even just $500 or $1,000 for the year will still make a difference.
It certainly beats not saving at all.
SOURCE: Van Zomeren, B. (9 December 2019) "IRA spousal contributions can mitigate the high cost of women’s work breaks in retirement plans" (Web Blog Post). Retrieved from https://www.benefitnews.com/opinion/ira-spousal-contributions-can-mitigate-cost-of-womens-work-breaks-in-retirement
How to maximize employee participation in HSA plans
According to the Employee Benefit Research Institute (EBRI), 96 percent of HSA account holders do not invest any portion of their contributions. Health Savings Accounts (HSAs) offer account holders the option to invest and investments are not subject to taxation. Read this blog post to learn more about maximizing employee participation in HSA plans.
High-deductible health plans (HDHPs) not only offer employees the opportunity to save on their premium contributions, they also provide access to what are commonly touted as triple-tax-advantaged health savings accounts (HSAs).
HSA users can put away money tax-free, and account distributions for eligible healthcare costs aren’t subject to federal income tax. Plus, these accounts offer users the option to invest and any investment returns aren’t subject to taxation. Not even the storied 401(k) promises this much bang for the proverbial buck. In fact, HSAs offer the best of pre-tax 401(k) and Roth contributions.
But, no matter how sweet a tax deal this is, for most of the over 25 million account holders, investing takes a back seat to current healthcare needs. According to EBRI, 96% of account holders don’t invest any portion of their balance, which leaves just 4% taking advantage of all three tax-advantaged components of the HSA. Instead, HSA users fall into two distinct categories: spenders and savers, with spenders representing over three-quarters of account holders.
In 2017, the average deductible for employee-only coverage was $2,447 and almost a quarter of employees covered under one of these plans had a deductible of $3,000 or more.
Let’s imagine it’s 2017, and our sample employee — let’s call her Emily — has a $2,500 deductible. Emily funded her HSA to the 2017 maximum of $3,400. If Emily had healthcare costs that totally eroded her deductible and she used her HSA dollars to fund them, at the end of the year Emily would have $900 left in her account ($3,400 maximum minus $2,500 to cover her deductible). That assumes no additional cost-sharing or eligible expenses.
However, Emily is in the minority. Only 13% of employees are fully funding their accounts, rendering an investment threshold potentially out of reach for most people, especially when they are using their HSA dollars for out-of-pocket healthcare costs.
With such a small percentage of HSA owners taking advantage of investment opportunities, finding effective ways to support the spending or saving habits of the majority of users seems to be tantamount. So is helping them address their concerns about deductible risk. As employers help people become smarter consumers, they may be able to build their accounts over time and ultimately pull the investment lever.
So, how can employers support these spenders and savers?
Encourage people to contribute, or to contribute more. EBRI found that only half of account holders put anything in their HSA in 2017, and just under 40% of accounts received no contributions — including employer dollars. Employer contributions can help overcome employees’ reluctance to enroll in an HDHP, but the way they are designed matters. Matching contributions act as a strong incentive for employees to save while also protecting the most vulnerable employees from having to shoulder the entire burden of out-of-pocket healthcare costs.
Another technique to help address employees’ anxiety around a high deductible is to pre-fund out-of-pocket costs by allowing employees to borrow from future contributions. If the employee incurs costs but doesn’t have enough HSA dollars to cover them, they can use future contributions as an advance against current out-of-pocket expenses. The employer provides the funds up front and the employee pays back those funds through payroll deductions. This acts as a safety net for new account holders or those without substantive balances.
Drive people toward the maximum contribution. With fewer than 20% of employees fully funding their HSA, there’s certainly room to move the needle. While additional contributions may not be possible for all employees, reinforcing the tax advantages and the portability of the HSA may help people divert more dollars to insulate themselves against healthcare costs.
Highlight ways to save on healthcare costs. When employees are funding their care before meeting a high deductible, help them spend those HSA dollars wisely. Promote telehealth if you offer it and remind employees about the most appropriate places to get care (for example, urgent care versus the emergency room). Reinforce the preventive aspects of your healthcare plan, including physicals, screenings and routine immunizations. If you have a wellness program that includes bloodwork and biometric testing, make sure you tie this into your healthcare consumerism messaging. There’s generally a lot of care employees can get at no cost, and it helps when you remind them.
Don’t lose contributors to an over-emphasis on investing. The tax advantages of investing in an HSA are undeniable, but most people are just not there yet. When we describe HSAs as a long-term retirement savings vehicle, we may inadvertently be messaging to non-participants that these accounts aren’t for them. Speak to the majority with messaging around funding near-term healthcare costs on a tax-advantaged basis and the flexibility to use HSA dollars for a wide variety of expenses beyond just doctor and pharmacy costs. Investing information should be included, but it shouldn’t be the primary focus.
HSAs are gaining in popularity, and the majority of account holders are using them to self-fund their healthcare, which is a good thing. A small but growing number are taking advantage of their plans’ investment options. Employees eventually may become investors as their accounts grow and they better understand the opportunity to grow their assets and save for the longer term. For now, however, the educational and engagement focus for HSA plan sponsors should primarily be around participation, maximizing contributions and spending HSA dollars wisely.
SOURCE: Cosgray, B. (6 December 2019) "How to maximize employee participation in HSA plans" (Web Blog Post). Retrieved from https://www.benefitnews.com/opinion/how-to-maximize-employee-participation-in-hsa-plans