Fresh Brew With Jake Meyer

Welcome to our monthly segment, Fresh Brew, where we will be exploring the delicious coffees, teas, and snacks of some of our employees! You can look forward to our Fresh Brew blog post on the first Friday of every month.

“Educate your employees about their benefits. The more they understand them, the more they will realize how big of a benefit they are.”

Jake Meyer is an Account Executive at Saxon Financial Services

Jake Meyer joined the Account Management team in December 2015 after previously working in operations for the Cincinnati Reds. He holds a B.A. Cum Laude in English Writing and Political Science, from the University of Pittsburgh.

Outside of the office, Jake enjoys spending time with his family and friends. He is an avid sports fan, and likes to attend sporting events as often as possible.

Rhinegeist Truth

Jake enjoys drinking Rhinegeist Truth which is a local Indian Pale Ale from the Rhinegeist Brewery in Cincinnati, Ohio.

Jake doesn’t have a particular favorite snack that he eats when sipping on his favorite brew. He instead likes to enjoy the hops in his favorite IPA.

Give It A Try & Share It!


The Saxon Advisor - February 2020

Compliance Check

what you need to know


Section 6055/6056 Reporting. Employers must file Forms 1094-B and 1095-B, and Forms 1094-C and 1095-C with the IRS by February 28, 2020 if they are filed on paper.

Form 1099-R Paper Filing. Employers must file Form 1099-R with the IRS by February 28, 2020 if they are filed on paper.

CMS Medicare Part D Disclosure. Employers that provide prescription drug coverage must disclose to the CMS whether the plan’s prescription drug coverage is creditable or non-creditable.

Summary of Material Modifications Distribution. Employers who offer a group health plan that is subject to ERISA must distribute a SMM for plan changes that were adopted at the beginning of the year that are material reductions in plan benefits or services.

Section 6055/6056 Individual Statements (2019 EXTENDED DEADLINE). Applicable large employers (ALEs) that sponsor self-insured health plans must disclose information about plan coverage to covered employees each year. This deadline was extended from January 31, 2020, to March 2, 2020, this year by the IRS.

ADP/ACP Refunds. Corrective refunds for a failed ADP/ACP test must be made by March 15, 2020, to avoid 10 percent excise tax penalties.

Section 6055/6056 Reporting (Electronic Filing Deadline). Applicable large employers (ALEs) that sponsor self-insured health plans are required by Internal Revenue Code Sections 6055 and 6056 to report information about the coverage to the IRS yearly. IRS Forms 1094-C and 1095-C are used to report coverage information. March 31, 2020, is the deadline to submit these forms if employers are filing electronically.

COBRA General Notice. Employers who provide group health plans must provide a written General Notice of COBRA rights to all covered employees and spouses (if applicable). This notice must be provided 90 days after health plan coverage begins.

Summary Plan Description (SPD). Employers who offer group health plans that are subject to ERISA must provide Summary Plan Descriptions (SPD) to employees who newly enrolled at the beginning of the plan year.

Form 1099-R (Electronic Filing Deadline). Employers must file Form 1099-R with the IRS by March 31, 2020, if they are filed electronically.

Form 5330. The Form 5330 excise tax return and payment for excess 2018 ADP/ACP contributions are due March 31, 2020.

In this Issue

  • Upcoming Compliance Deadlines
  • How to Speak to Your Employees About Their Intimidating Benefits – Featuring Jamie Charlton
  • Fresh Brew Featuring Nat Gustafson
  • This month’s Saxon U: What Employers Should Know About the SECURE Act
  • March’s Saxon U: Saxon’s Humana GO365 Annual Wellness Clinic
  • #CommunityStrong: American Heart Association Heart Mini Fundraising

What Employers Should Know About the SECURE Act

Join us for this interactive and educational Saxon U seminar with Todd Yawit, Director of Employer-Sponsored Retirement Plans at Saxon Financial Services, as we discuss what the SECURE Act is and how it impacts your employer-sponsored retirement plan.

How to Speak to Your Employees About Their Intimidating Benefits

Bringing the knowledge of our in-house advisors right to you...


Employers spend thousands annually to secure and offer benefits to their employees. However, a small amount of time and money are devoted to ensuring employees understand and appreciate their benefits. Properly communicating – what you say, how you say it and to whom you say it to – can make a tremendous difference in how employees think, feel and react to their benefits, employer and fellow co-workers.

In this installment of CenterStage, Jamie Charlton, founding partner and CEO of Saxon Financial Services, discusses the importance of offering sound education of benefits to employees, as well as how to effectively communicate their benefits in a clear, concise manner.

Advice from Jamie

Fresh Brew Featuring Nat Gustafson

“Always be prepared.”


This month’s Fresh Brew features Nat Gustafson, an Account Manager at Saxon.

In his free time, Nat enjoys snowboarding. When thinking about his greatest adventure, he remembers traveling around Italy. He lives by the catchphrase of, “Roll up your sleeves.”

Nat’s favorite brew is Rhinegeist Truth. His favorite local spot to grab his favorite brew is Mount Lookout Tavern on Linwood Avenue.

Nat’s favorite snack to enjoy with his brew is Chicken wings.

Learn More About Nat

This Month's #CommunityStrong:
American Heart Association Heart Mini Fundraising

This January, February & March, the Saxon team and their families will be teaming up to raise money for the American Heart Association Heart Mini!

Saxon’s Humana GO365 Annual Wellness Clinic

Learn what Go365 is, how it works, how to create engaged employees and how to maximize the 15% wellness incentive credit from the program.

Monthly compliance alerts, educational articles and events
- courtesy of Saxon Financial Advisors.


Fresh Brew with Nat Gustafson

Welcome to our monthly segment, Fresh Brew, where we will be exploring the delicious coffees, teas, and snacks of some of our employees! You can look forward to our Fresh Brew blog post on the first Friday of every month.

“Always be prepared.”

Nat Gustafson is an Account Manager at Saxon Financial.

Nat began his career at Total Quality Logistics. For four months, he learned to control himself in hectic situations and to better manage his time. Most importantly, he taught himself how to effectively communicate with others in difficult situations.

In his free time, Nat enjoys snowboarding. When thinking about his greatest adventure, he remembers traveling around Italy. He lives by the catchphrase of, “Roll up your sleeves.”

Rhinegeist Truth

Nat enjoys a Rhinegeist Truth, an indian pale ale, from his favorite local spot, Mount Lookout Tavern on Linwood Avenue.

Chicken Wings

Nat enjoys sipping on his favorite brew while eating chicken wings from Mount Lookout Tavern.

Give It A Try & Share It!


The Saxon Advisor - January 2020

Compliance Check

what you need to know


Form W-2s are due January 31, 2020. January 31 is the deadline for employers to distribute Form W-2s to employees. Large employers – employers who have more than 250 W-2s – must include the aggregate cost of health coverage.

Form 1099-Rs are due January 31, 2020. Employers must distribute Form 1099-Rs to recipients of 2019 distributions.

Form 945 Distributions. Form 945s must be distributed to plan participants by January 31, 2020, for 2019 non payroll withholding of deposits if they were not made on time and in full to pay all taxes that are due.

Section 6055/6056 Reporting. Employers must file Forms 1094-B and 1095-B, and Forms 1094-C and 1095-C with the IRS by February 28, 2020 if they are filed on paper.

Form 1099-R Paper Filing. Employers must file Form 1099-R with the IRS by February 28, 2020 if they are filed on paper.

CMS Medicare Part D Disclosure. Employers that provide prescription drug coverage must disclose to the CMS whether the plan’s prescription drug coverage is creditable or non-creditable.

Summary of Material Modifications Distribution. Employers who offer a group health plan that is subject to ERISA must distribute a SMM for plan changes that were adopted at the beginning of the year that are material reductions in plan benefits or services

In this Issue

  • Upcoming Compliance Deadlines
  • Traditional IRA, Roth IRA, 401(k), 403(b): What’s the Difference?
  • Fresh Brew Featuring Scott Langhorne
  • This month’s Saxon U: What Employers Should Know About the SECURE Act
  • #CommunityStrong: American Heart Association Heart Mini Fundraising

What Employers Should Know About the SECURE Act

Join us for this interactive and educational Saxon U seminar with Todd Yawit, Director of Employer-Sponsored Retirement Plans at Saxon Financial Services, as we discuss what the SECURE Act is and how it impacts your employer-sponsored retirement plan.

Traditional IRA, Roth IRA, 401(k), 403(b): What's the Difference?

Bringing the knowledge of our in-house advisors right to you...


If you haven’t begun saving for retirement yet, don’t be discouraged. Whether you begin through an employer sponsored plan like a 401(k) or 403(b) or you begin a Traditional or Roth IRA that will allow you to grow earnings from investments through tax deferral, it is never too late or too early to begin planning.

“A major trend we see is that if people don’t have an advisor to meet with, they tend to invest too conservatively, because they are afraid of making a mistake,” said Kevin Hagerty, a Financial Advisor at Saxon Financial.

Advice from Kevin

Fresh Brew Featuring Scott Langhorne

“Pay close attention to detail.”


This month’s Fresh Brew features Scott Langhorne, an Account Manager at Saxon.

Scott’s favorite brew is Bud Light. His favorite local spot to grab his favorite brew is wherever his friends and family are.

Scott’s favorite snack to enjoy with his brew is wings.

Learn More About Scott

This Month's #CommunityStrong:
American Heart Association Heart Mini Fundraising

This January, February & March, the Saxon team and their families will be teaming up to raise money for the American Heart Association Heart Mini! They will be hosting a Happy Hour at Fretboard Brewing Company Wednesday, January 29, from 4 p.m. - 7 p.m. to raise money.

Are you prepared for retirement?

Saxon creates strategies that are built around you and your vision for the future. The key is to take the first step of reaching out to a professional and then let us guide you along the path to a confident future.

Monthly compliance alerts, educational articles and events
- courtesy of Saxon Financial Advisors.


Fresh Brew with Scott Langhorne

Welcome to Fresh Brew, where we explore the delicious coffees, teas, and snacks of some of our employees! You can look forward to our Fresh Brew blog post on the first Friday of every month.

“Pay close attention to detail.”

Scott Langhorne is an Account Manager at Saxon.

Scott joined the team at Saxon Financial Services after working in customer service. His favorite catchphrase, a quote from the movie Friday Night Lights, is, “Clear eyes, full heart, can’t lose.”

Scott enjoys helping out his family and friends with any projects they need doing. He also enjoys traveling with his wife. His most memorable trip was when they traveled to Switzerland and Portugal.

In his free time, Scott enjoys playing golf during the warmer months. He also enjoys spending time with his wife and their dog, Bosley.

Bud Light

Scott enjoys drinking Bud Light. His favorite local spot to grab is favorite brew is wherever friends and family are.

Wings

Scott’s favorite snack to accompany his favorite brew are wings.

Give It A Try & Share It!


Happy Holidays from Your Family at Saxon

Happy Holidays! In celebration of the holidays, the Saxon crew has decided to share one of our favorite holiday recipes for this month’s Fresh Brew! We hope you all have a safe and happy holiday season! 

Three-Ingredient Prime Rib Roast

Ingredients

  • 1/3 cup finely ground coffee
  • 2 tablespoons kosher salt
  • 1 tablespoon freshly ground black pepper
  • 1/4 vanilla bean, split and seeds scraped
  • One 12-pound, bone-in prime rib roast (5 bones)

Directions

  1. In a bowl, thoroughly blend the coffee with the salt, pepper and vanilla bean seeds. Set the rib roast in a roasting pan and rub it all over with the coffee mixture, concentrating most of the rub on the fatty part of the meat. Turn the roast bone side down and let stand at room temperature for 30 minutes.
  2. Preheat the oven to 450°. Roast the meat for 15 minutes. Reduce the oven temperature to 325° and roast for about 2 1/2 hours longer, until an instant-read thermometer inserted in the thickest part of the meat registers 125° for medium-rare.
  3. Transfer the roast to a carving board and let rest for 20 minutes. Scrape off any excess coffee rub. Carve the meat in 1/2-inch-thick slices and serve.

This recipe was provided by Food&Wine. If you’d like to visit the original source, please click here.

**Holiday Hours

Our office will be closed on Tuesday, December 24 and Wednesday, December 25.

Our office will be closed on New Year’s Day, Wednesday, January 1.

We wish you a happy holiday season filled with family and friends!

Give It A Try & Share It!


Thanksgiving Pie with the Saxon Family

Happy Holidays! In celebration of the holidays, the Saxon crew has decided to share one of our favorite holiday recipes for this month’s Fresh Brew! We hope you all have a safe and happy Thanksgiving! 

Four-Flavor Sheet Pan Pie

Ingredients

Crusts:

  • Two 14.1-ounce boxes refrigerated rolled pie crust (4 crusts total)
  • All-purpose flour, for dusting
  • 1 large egg, lightly beaten
  • 1/4 cup turbinado sugar

Apple Pie:

  • 2 pounds mixed apples (such as Granny Smith, Gala and McIntosh), peeled, cored and sliced 1/4-inch thick
  • 1/4 cup granulated sugar
  • 1 tablespoon fresh lemon juice
  • 4 tablespoons unsalted butter
  • 2 teaspoons all-purpose flour
  • 3/4 teaspoon ground cinnamon
  • Kosher salt

Sour Cherry Pie:

  • 2 cups drained jarred sour cherries, plus 3/4 cup juice from the jar
  • 2 tablespoons cornstarch
  • 1/4 cup granulated sugar

Pumpkin Pie:

  • 1 1/3 cups canned pure pumpkin puree
  • 2/3 cup evaporated milk
  • 1/2 cup granulated sugar
  • 1 teaspoon pumpkin pie spice
  • 1 large egg

Pecan Pie:

  • 1/2 cup packed light brown sugar
  • 1/2 cup light corn syrup
  • 4 tablespoons unsalted butter, melted
  • 1 teaspoon pure vanilla extract
  • 2 large eggs
  • Kosher salt
  • 3/4 cup roasted pecan halves

Directions

  1. For the crusts: Preheat the oven to 350 degrees F. Unroll 3 of the pie crusts on a lightly floured work surface. Stack them on top of each other. Roll out the thick, layered dough to a 15-by-21-inch rectangle. Press into a rimmed baking sheet so that the crust comes up the sides and hangs over slightly. This will be the bottom crust. Chill until ready to use, at least 30 minutes.
  2. Use the remaining crust for the top of the pie. Unroll it on a lightly floured work surface and roll it to a 14-by-18-inch rectangle. Cut the dough in half so you have two 7-by-9-inch pieces. One half will be the top crust for the apple portion of the pie. Cut the other half into 1-inch diagonal strips to use for the lattice on the cherry pie. Place the rectangle and strips on a parchment-lined baking sheet and chill until ready to use.
  3. For the apple pie: Toss the apples in a medium bowl with the sugar and lemon juice. Melt the butter in a large skillet over medium-high heat, add the apples and cook, stirring occasionally, until tender, about 10 minutes. Stir in the flour, cinnamon and a pinch of salt and cook until thickened, about 1 minute more. Cool completely.
  4. For the sour cherry pie: Place the cherries in a medium bowl. Whisk 1/4 cup cherry juice with the cornstarch in a small saucepan until completely smooth. Add the remaining cherry juice and sugar and bring to a boil over medium-high heat. Cook, whisking constantly, until thick and glossy, about 30 seconds. Pour the sauce over the cherries and gently fold to combine. Cool completely.
  5. For the pumpkin pie: Whisk together the pumpkin, evaporated milk, sugar, pumpkin pie spice and the egg and in a medium bowl until smooth. Set aside.
  6. For the pecan pie: Whisk together the brown sugar, corn syrup, butter, vanilla, eggs and a pinch of salt in a medium bowl until smooth. Fold in the pecans and set aside.
  7. Once all fillings are made, begin assembling the pie. Remove both baking sheets with dough from the refrigerator.
  8. Visualize the sheet pan is divided in half lengthwise and then crosswise so you have 4 equal quadrants. Each quadrant will hold a different pie filling. Prick the bottom crust all over with a fork.
  9. Add the pie fillings in this order: Add the apple pie filling to the upper left quadrant of the crust; spread it to cover a 7-by-9-inch rectangle. Moving counter clockwise, pour the pumpkin filling right under the apple pie filling and spread it the same size as the apple filling. Spread out the cherry filling next to the pumpkin filling. Fill the top right empty space with the pecan filling.
  10. Cover the apple pie quadrant with the reserved rectangle of dough. Lay the pie strips out diagonally over the cherry pie quadrant. Press any remaining strips of dough around the edge of the pie to thicken the rim. Crimp the edge of the pie, making sure to incorporate and crimp together the dough from the apple quadrant. Brush the edges and the dough on top of the pie with egg and sprinkle with turbinado sugar. Cut decorative slits in the apple pie crust.
  11. Bake until all pies are set and the crust on the apple pie and cherry pie is golden brown and crisp, 55 minutes to 1 hour 5 minutes.

This recipe was provided by Food Network. If you’d like to visit the original source, please click here.

**Holiday Hours

Our office will be closed Thursday, November 28 and Friday, November 29. We wish you a happy Thanksgiving filled with family, friends and good food!

Give It A Try & Share It!


Fresh Brew with Amy Wetherington

Welcome to our brand new segment, Fresh Brew, where we will be exploring the delicious coffees, teas, and snacks of some of our employees! You can look forward to our Fresh Brew blog post on the first Friday of every month.

“Most people tend to focus on one specific part of their financial standing (life, investments, daily living, savings, debit, etc). My advice is to look at your finances as a whole, not as individual units. Everything in your financial life is, in some way, linked together. Imagine your life as a puzzle and the only way to see the entire picture is to make sure you have all the correct pieces in place. If one piece is missing then the puzzle isn’t complete. My goal as an Account Manager is to maintain the integrity of what has already been built and to help bring those missing pieces to light.”

Amy Wetherington is an Account Manager at Saxon Financial Services.

Amy became a new resident of Ohio in February 2013. Growing up as a Floridian, she loves taking on new challenges and enjoys a life of excitement in the outdoors.

When not working, Amy enjoys exploring the city of Cincinnati, CrossFit, spending time with her family, and relaxing in the beauty of nature. Amy also enjoys a weekend getaway to visit her friends and family that still reside in Florida.

Rogue “Dead Guy Ale”

Amy’s favorite brew is the Rogue “Dead Guy Ale”.

“It has the perfect balance of malt and hops.”

Barbeque

Amy enjoys eating barbeque when sipping on her favorite brew.

“The tangy/smokey flavors of the BBQ would be complimented by the toasty/malty notes that Rogue “Dead Guy” provides.”

Give It A Try & Share It!


Fresh Brew with Karie Waddell Gallo

Welcome to our monthly segment, Fresh Brew, where we will be exploring the delicious coffees, teas, and snacks of some of our employees! You can look forward to our Fresh Brew blog post on the first Friday of every month.

“Knowing the culture of your client’s employees is key to providing the perfect benefit line up.”

Karie Waddell Gallo is the COO and Account Executive at Saxon Financial Services.

Karie joined Saxon Financial Services in April of 2003. She is now the Chief Operating Officer and Account Executive for Group Benefits Clients.

Karie works with Client Contacts on renewal and new business implementation. She enjoys helping customers and prides herself on the understanding of their needs and the discovery of knowledge along the way.

Vanilla Latte

“So simple. So delicious.”

Favorite place?

“I am a Starbuck’s Junkie!”

Cheese Danish

“A yummy cheese danish!”

Get the Recipe

Give It A Try & Share It!


Fresh Brew with Kevin Hagerty

Welcome to our monthly segment, Fresh Brew, where we will be exploring the delicious coffees, teas, and snacks of some of our employees! You can look forward to our Fresh Brew blog post on the first Friday of every month.

“Try to save what you can. You’ll be glad you did later.”

Kevin Hagerty is a Financial Advisor at Saxon Financial Services.

He joined Saxon in December of 2012, having been a Financial Advisor for 18 years specializing in financial planning solutions.

Kevin and his wife, Lori, enjoy spending their free time involved in various school and sporting events with their two sons. They also enjoy spending time visiting family on the shores of Northern Michigan’s Lakes and working on various projects around the house like landscaping. Kevin also enjoys golfing and traveling as well as spending time outdoors.

Learn more about Kevin

Flavored Coffee

“I just like it! Highly recommend Carabello Coffee for your flavored coffee needs!”

Get Directions

Breakfast Casserole

“A little breakfast casserole goes a long way!”

Get A Recipe

Give It A Try & Share It!